<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet href="http://resources.cleary.edu/xsl/rss2html.xsl" type="text/xsl" media="screen"?><?xml-stylesheet href="http://resources.cleary.edu/scripts/wpcss/wiki/cleary/skin/deepred/rss" type="text/css" media="screen"?><rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/"><channel><title>Cleary University Resource Wiki - Recently Updated Pages</title><link>http://resources.cleary.edu/pageSearch/updated</link><description>Recently Updated Pages on http://resources.cleary.edu</description><language>en-us</language><webMaster>info@wetpaint.com</webMaster><pubDate>Mon, 24 Oct 2011 18:22:58 CDT</pubDate><lastBuildDate>Mon, 24 Oct 2011 18:22:58 CDT</lastBuildDate><generator>wetpaint.com</generator><ttl>60</ttl><image><title>Cleary University Resource Wiki</title><url>http://image.wetpaint.com/image/2/UNnyfF6MfDr2ydOcCq7NxQ3082</url><link>http://resources.cleary.edu</link><description>Subject and research guides created by faculty to assist students, faculty and staff locate credible research resources, evaluate the quality of information, and to assist users with the writing and research process.</description></image><item><title>APA Resources</title><link>http://resources.cleary.edu/page/APA+Resources</link><author>jeinnes</author><guid isPermaLink="false">http://resources.cleary.edu/page/APA+Resources</guid><pubDate>Mon, 24 Oct 2011 18:22:58 CDT</pubDate><description>&lt;table width=&quot;100%&quot;&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td&gt;&lt;div class=&quot;WPC-edit-area&quot;&gt;&lt;br&gt;&lt;br&gt;&lt;h2&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://ftp.cleary.edu/Syllabus_Essentials/APA_in_a_Nutshell.pdf&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Cleary University Style Manual&lt;/a&gt;&lt;/h2&gt;The University has created its own style manual, based on APA standards.&lt;br&gt;&lt;br&gt;&lt;br&gt;&lt;br&gt;&lt;div align=&quot;center&quot;&gt;&lt;/div&gt; &lt;br&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.wooster.edu/psychology/apa-crib.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;&lt;br&gt;&lt;/a&gt;&lt;/div&gt;&lt;/td&gt;&lt;td width=&quot;14&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td width=&quot;260&quot;&gt;&lt;div class=&quot;WPC-edit-area&quot;&gt;&lt;br&gt;&lt;br&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.noodletools.com/login.php&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt; &lt;/a&gt; &lt;b&gt;Cleary Recommended APA Citation Generator&lt;/b&gt;&lt;br&gt;&lt;blockquote&gt;&lt;blockquote&gt; Cleary University maintains a university account. Please contact the &lt;a href=&quot;http://resources.cleary.edumailto:jeinnes@cleary.edu&quot; target=&quot;_self&quot;&gt;Cleary Librarian&lt;/a&gt; if you don&amp;#39;t have a user name and password, or if you&amp;#39;ve forgotten your login information.&lt;br&gt;&lt;/blockquote&gt;&lt;/blockquote&gt;&lt;br&gt;&lt;br&gt;&lt;br&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.turnitin.com/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt; &lt;/a&gt;Here&amp;#39;s   a link to the Turnitin website, where you&amp;#39;ll find plenty of  information  about how the program works. Cleary electronic classrooms  are set up to  allow submitting your paper to Turnitin, usually in  module 5 and/or  module 6. You can review the originality report and  make corrections to  your capstone before submitting it to your  instructor for final grading.  &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;hr size=&quot;1&quot;&gt;&lt;br/&gt;</description></item><item><title>Personal Finance </title><link>http://resources.cleary.edu/page/Personal+Finance+</link><author>jeinnes</author><guid isPermaLink="false">http://resources.cleary.edu/page/Personal+Finance+</guid><pubDate>Fri, 24 Jun 2011 15:55:59 CDT</pubDate><description>&lt;table align=&quot;center&quot; cellpadding=&quot;5&quot; cellspacing=&quot;0&quot; width=&quot;90%&quot;&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td width=&quot;70%&quot;&gt;  &lt;font size=&quot;3&quot;&gt;&lt;br&gt;       &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.lii.org/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Librarians&amp;#39; Index to the Internet&lt;/a&gt;&lt;br&gt;       &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.cro2.org/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Choice Reviews&lt;/a&gt; - librarians use to evaluate sources&lt;br&gt;       &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.wellesley.edu/Library/Research/Classes/EvaluationMintcom.doc&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Mint.com&lt;/a&gt;&lt;br&gt;&lt;/font&gt;&lt;/td&gt; &lt;td class=&quot;yellowbox&quot;&gt;&lt;br&gt;&lt;/td&gt; &lt;/tr&gt;&lt;tr&gt;       &lt;td colspan=&quot;2&quot;&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://luna.wellesley.edu/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;&lt;br&gt;&lt;/a&gt;&lt;/td&gt;     &lt;/tr&gt; &lt;tr&gt;&lt;td class=&quot;style1&quot; colspan=&quot;2&quot;&gt;     &lt;font size=&quot;3&quot;&gt;General Consumer Financial Education&lt;/font&gt;&lt;br&gt;&lt;br&gt; &lt;ul&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.ftc.gov/bcp/consumer.shtm&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Federal Trade Commission&lt;/a&gt; -     everything from credit and identity theft to scholarships and investments. &lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.mymoney.gov/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;mymoney.gov&lt;/a&gt; - sponsored by the Financial   Literacy and Education Commission.&lt;/li&gt;&lt;li&gt;&lt;a href=&quot;http://resources.cleary.eduhttps://www.tomorrowsmoney.org/youngpeople/main.cfm&quot; target=&quot;_self&quot;&gt;Tomorrow&amp;#39;s Money: A Step by Step Guide for Today&lt;/a&gt;  [from the Securities Industry and Financial Markets Association  Foundation for Investor Education] - designed for young people ages  25-34.&lt;/li&gt;&lt;li&gt;Federal Reserve &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://federalreserve.gov/consumerinfo/default.htm&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Consumer Information&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.pueblo.gsa.gov/results.tpl?id1=18&amp;startat=1&amp;--woSECTIONSdatarq=18&amp;--SECTIONSword=ww&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Money publications&lt;/a&gt; [Federal Citizen Information Center] - order consumer publications from the     U.S. Government. Some free, some for a small fee, some online.&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.smartaboutmoney.org/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;smartaboutmoney.org&lt;/a&gt; from the National Endowment for Financial Education. &lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.fpaforfinancialplanning.org/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Financial Planning  &lt;/a&gt;from the &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.fpanet.org/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Financial Planning   Association&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.jdpower.com/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;J.D. Power Consumer Center&lt;/a&gt; - &amp;quot;global     marketing information firm that conducts independent and unbiased surveys   of customer satisfaction, product quality and buyer behavior&amp;quot;. Ratings   on homes, cars, insurance, travel, and telecom.&lt;/li&gt;&lt;li&gt;Financial Calculators [&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.mymoney.gov/category/topic1/calculators.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;mymoney.gov&lt;/a&gt;] and [&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.bankrate.com/calculators.aspx&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;bankrate.com&lt;/a&gt;] - mortgage, loan, taxes, savings, etc. &lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.napfa.org/consumer/index.asp&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Consumer information&lt;/a&gt; from the &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.napfa.org/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;National Association of Personal Financial Advisors&lt;/a&gt; - find a reputable financial advisor. &lt;/li&gt;&lt;li&gt; &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.nfcc.org/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;National Foundation for Credit Counseling&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.consumer-action.org/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Consumer Action&lt;/a&gt; -  national non-profit education and advocacy organization offering many  free   services and publications to consumers, including:     &lt;ul&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.money-wise.org/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;MoneyWi$e&lt;/a&gt; - a  national financial literacy partnership of Consumer Action and Capital  One. It provides basic interactive online classes in managing your  money.&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.housing-information.org/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Housing Information&lt;/a&gt; - tips on buying and financing a home&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.managing-money.org/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Managing Money&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.consumer-action.org/publications/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Publications List&lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;   &lt;/li&gt;&lt;li&gt;Stopping unsolicited mail &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt063.shtm&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;[FTC&lt;/a&gt;] and [&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.epa.gov/ne/communities/stop_spam.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;EPA&lt;/a&gt;]- credit cards, telemarketing and email     &lt;ul&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre17.shtm&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Stopping Prescreened credit card offers&lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;   &lt;/li&gt;&lt;/ul&gt; &lt;font size=&quot;3&quot;&gt;Consumer/Financial Magazines/Product Evaluation Web Sites&lt;/font&gt;&lt;font size=&quot;3&quot;&gt;&lt;br&gt;&lt;br&gt;&lt;/font&gt; &lt;ul&gt;&lt;li&gt; &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://luna.wellesley.edu/search?/tconsumer+reports/tconsumer+reports/1%2C10%2C15%2CB/frameset&amp;FF=tconsumer+reports+online&amp;1%2C1%2C&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Consumer Reports Magazine online&lt;/a&gt;  Wellesley also has a subscription to the print edition Clapp qTX335.A1  C6. Latest issues will be in the reading room. You must use the print  issues for complete tables, charts, and graphs. Also consult the annual  buying guide at Clapp Ref TX335.A1 C6.&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://luna.wellesley.edu/search?/tKiplinger%27s+personal+finance/tkiplingers+personal+finance/1,6,10,B/frameset&amp;FF=tkiplingers+personal+finance+online&amp;1,1,&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt; Kiplinger&amp;#39;s Personal Finance online &lt;/a&gt; - articles in Academic Search Premier in pdf, choose search within this publication &lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://luna.wellesley.edu/search?/tmoney+/tmoney/1%2C31%2C39%2CB/frameset&amp;FF=tmoney+chicago+ill+online&amp;1%2C1%2C/indexsort=-&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Money&lt;/a&gt; - good finance tips, easy to read and understand &lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://wize.com/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Wize.com&lt;/a&gt; - aggregates user reviews of consumer products&lt;/li&gt;&lt;/ul&gt; &lt;font size=&quot;3&quot;&gt;Budgeting Tips&lt;/font&gt;&lt;font size=&quot;3&quot;&gt;&lt;br&gt;&lt;br&gt;&lt;/font&gt; &lt;ul&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.feedthepig.org/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Feed the Pig&lt;/a&gt; [American  Institute of Certified Public Accountants] - encourages and helps  Americans aged 25 to 34 to take control of their personal finances and  live within their means. Interactive.&lt;/li&gt;&lt;/ul&gt; &lt;i&gt;As you look at the statistics in the following tables, make sure you understand     what the numbers represent. What is included in income? Are utilities included     in       housing costs? Also, know the time period the statistics cover.&lt;/i&gt;&lt;br&gt; &lt;font size=&quot;3&quot;&gt;&lt;br&gt;Income/Job&lt;/font&gt;&lt;font size=&quot;3&quot;&gt;&lt;br&gt;&lt;br&gt;&lt;/font&gt; &lt;ul&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://factfinder.census.gov/servlet/GRTTable?_bm=y&amp;-geo_id=01000US&amp;-_box_head_nbr=R1902&amp;-ds_name=ACS_2008_1YR_G00_&amp;-redoLog=false&amp;-format=US-30&amp;-mt_name=ACS_2007_1YR_G00_R1902_US30&amp;-CONTEXT=grt&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;State       Median Family Income&lt;/a&gt;  [2008 American Community Survey] &lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.bls.gov/oco/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Occupational Outlook Handbook&lt;/a&gt; -      lists projected salary for particular occupations.&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.acinet.org/occ_rep.asp?id=1&amp;nodeid=2&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Occupation Profile&lt;/a&gt; [CareerOneStop,   sponsored by the U.S. Department of Labor] - includes wages by occupation for     states.&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.bls.gov/ncs/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;National Compensation Survey&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.bls.gov/news.release/pdf/nlsoy.pdf&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Earnings Growth Rate&lt;/a&gt; - use this up to age 42. For after age 42, use the &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.bls.gov/cps/cpswktabs.htm&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Current Population Survey&lt;/a&gt; or the &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.bls.gov/oes/current/oes_stru.htm&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Occupational Employment Statistics&lt;/a&gt; from the Bureau of Labor Statistics. Use &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.bls.gov/oes/oes_arch.htm&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;this link&lt;/a&gt; for archived data.&lt;/li&gt;&lt;li&gt;Low Income Services      &lt;ul&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://aspe.hhs.gov/poverty/10poverty.shtml&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Poverty Guidelines 2010 &lt;/a&gt;used  in determining financial eligibility for certain federal programs; e.g.  Head Start, the Food Stamp Program, the National School Lunch Program,  the   Low-Income Home Energy Assistance Program, and the Children&amp;rsquo;s  Health Insurance   Program.&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.acf.hhs.gov/acf_services.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Services for Families&lt;/a&gt; [U.S. Administration for Children and Families]&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.fns.usda.gov/snap/applicant_recipients/fs_Res_Ben_Elig.htm&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Supplemental Nutrition Assistance Program &lt;/a&gt; [USDA] - formerly the Food Stamp Program&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.ssa.gov/ssi/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Supplemental Security Income&lt;/a&gt; &lt;/li&gt;&lt;/ul&gt;   &lt;/li&gt;&lt;li&gt;Executive Income     &lt;ul&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.aflcio.org/corporatewatch/paywatch/ceou/database.cfm&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Executive PayWatch Database&lt;/a&gt;  [AFL-CIO] - CEO compensation by company. Click on the Calculating  Executive Compensation link for a breakdown of the total compensation.&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://swz.salary.com/execcomp/layoutscripts/excl_companysearch.asp&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Executive Compensation Wizard&lt;/a&gt; from salary.com - includes salary + other compensation&lt;/li&gt;&lt;/ul&gt;   &lt;/li&gt;&lt;/ul&gt; &lt;font size=&quot;3&quot;&gt;Banking&lt;/font&gt;&lt;font size=&quot;3&quot;&gt;&lt;br&gt;&lt;br&gt;&lt;/font&gt; &lt;ul&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.fdic.gov/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Federal Deposit Insurance Corporation&lt;/a&gt;  (FDIC) - &amp;quot;preserves and promotes public confidence in the U.S.  financial system by   insuring deposits in banks and thrift institutions  for at least $100,000&amp;quot;. Its &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.fdic.gov/consumers/index.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Consumer Protection&lt;/a&gt; section has resources provided by the FDIC to educate and protect consumers. &lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.fdic.gov/bank/individual/online/safe.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Safe Internet Banking&lt;/a&gt; [FDIC]&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www4.fdic.gov/IDASP/main_bankfind.asp&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Determine if your bank is insured&lt;/a&gt;  &lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.federalreserve.gov/pubs/bounce/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Protecting yourself from overdraft and bounced check fees&lt;/a&gt; [Federal Reserve] &lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.fdic.gov/deposit/deposits/certificate/index.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Certificates of Deposit (CDs) tips&lt;/a&gt; [FDIC]  &lt;/li&gt;&lt;/ul&gt; &lt;font size=&quot;3&quot;&gt;Housing &lt;br&gt;&lt;/font&gt;&lt;font size=&quot;3&quot;&gt;&lt;br&gt;&lt;/font&gt; &lt;ul&gt;&lt;li&gt;Ownership&lt;ul&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.ginniemae.gov/rent_vs_buy/rent_vs_buy_calc.asp?Section=YPTH&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Owning           vs Renting&lt;/a&gt; [Ginnie Mae] - use the calculator to compare the advantages of owning vs renting&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.ginniemae.gov/2_prequal/intro_questions.asp?Section=YPTH&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;How           much home can you afford?&lt;/a&gt; [Ginnie Mae]&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.ginniemae.gov/2_prequal/le_intro_questions.asp?subTitle=YPTH&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Loan           Estimator&lt;/a&gt; [Ginnie Mae]&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.realtor.org/Research.nsf/Pages/MetroPrice&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Metropolitan         Area Existing Home Prices&lt;/a&gt; (includes condos) [National Association         of Realtors]&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://factfinder.census.gov/servlet/GRTSelectServlet?ds_name=ACS_2008_1YR_G00_&amp;_lang=en&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Housing         prices, monthly housing costs for owner-occupied and renter-occupied&lt;/a&gt;,         [2008 American Community Survey] - scroll down for housing tables.&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://moneycentral.msn.com/loan/loan.aspx&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Compare mortgage rates&lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;   &lt;/li&gt;&lt;li&gt;Renting     &lt;ul&gt;&lt;li&gt;HUD &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.huduser.org/datasets/fmr.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Fair Market Rents&lt;/a&gt; -         see the &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.huduser.org/datasets/fmr/fmrover.doc&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;overview         document&lt;/a&gt; for what a fair market rent is and what it includes. Used to determine rent for rental assistance programs. &lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.hud.gov/renting/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;HUD Rental Assistance&lt;/a&gt; &lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.hud.gov/offices/pih/programs/ph/index.cfm&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Public housing &lt;/a&gt; and Housing Choice Voucher Program (Section 8&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.huduser.org/DATASETS/il.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;) income limits&lt;/a&gt; - low income housing &lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.apartments.com/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Find an apartment&lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;   &lt;/li&gt;&lt;/ul&gt; &lt;font size=&quot;3&quot;&gt;Automobile&lt;/font&gt;&lt;font size=&quot;3&quot;&gt;&lt;br&gt;&lt;br&gt;&lt;/font&gt; &lt;ul&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.kbb.com/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;New Car Pricing/Used Car Values&lt;/a&gt; [Kelly     Blue Book] or &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.edmunds.com/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Edmunds&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.abanet.org/publiced/practical/car_leasing.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Leasing   a car&lt;/a&gt; [American Bar Association]&lt;/li&gt;&lt;/ul&gt; &lt;font size=&quot;3&quot;&gt;Retirement Contributions&lt;/font&gt;&lt;font size=&quot;3&quot;&gt;&lt;br&gt;&lt;br&gt;&lt;/font&gt; &lt;ul&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.dol.gov/ebsa/consumer_info_pension.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Consumer Retirement   Plan Information&lt;/a&gt; [U.S. Dept. of Labor]&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.irs.gov/publications/p590/index.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;IRS Tax Publication       590&lt;/a&gt; - Individual Retirement Arrangements.  Includes limits on contributions       and explains the difference between Roth IRSs and Traditional IRAs.&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.irs.gov/retirement/article/0,,id=108945,00.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;401(k)       contribution limits&lt;/a&gt; [Internal Revenue Service]&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.americanbenefitscouncil.org/documents/fundingpaper021604.pdf&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Funding   our Future&lt;/a&gt; - a report from the American Benefits Council&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.pbgc.gov/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Pension Benefit Guaranty Corporation&lt;/a&gt; -     provides a prescribed benefit amount to workers whose pension plans have     ended.&lt;/li&gt;&lt;/ul&gt; &lt;font size=&quot;3&quot;&gt;Investments&lt;/font&gt;&lt;font size=&quot;3&quot;&gt;&lt;br&gt;&lt;br&gt;&lt;/font&gt; &lt;ul&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.dollarsfromsense.com/index.shtml&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Dollars from Sense&lt;/a&gt;  [FINRA Investor Education Foundation]. A website created by experts in  personal finance and investing for the sole purpose of educating college  students. &lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://sv4cx6lc6c.useaccesscontrol.com/go?url=http://library.morningstar.com/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Morningstar &lt;/a&gt;-     note the tab that says Help and Education. This includes instruction on investing     as well as how to use the Morningstar database. Set up a portfolio and track     it. Note: you cannot save portfolios within the  Investment Center, you must go to Morningstar.com. In Morningstar.com,  you will be asked to register but you can opt out of receiving any  electronic newsletters.&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.wellesley.edu/Library/Research/Classes/econ223Morningstar.docx&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt; Morningstar Tip Sheet&lt;/a&gt; and  Morningstar&amp;#39;s &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.wellesley.edu/Library/Research/Classes/EchoBoomerGuide.pdf&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Guide for Young Investors&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.treasurydirect.gov/indiv/products/products.htm&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;U.S. Treasury Bills, Notes, Bonds, or Savings Bonds&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.sec.gov/investor/pubs/roadmap.htm&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;SEC&amp;#39;s Roadmap to   Saving and Investing&lt;/a&gt; [Securities and Exchange Commission] and research   the &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.sec.gov/investor/brokers.htm&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;background   of brokers and investment advisors&lt;/a&gt;.&lt;/li&gt;&lt;li&gt;Financial Assets from the &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.federalreserve.gov/pubs/oss/oss2/scfindex.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Survey       of Consumer Finance&lt;/a&gt; [Federal Reserve Bank]     -Choose the 2007 SCF and scroll down to &amp;quot;Tables Based on       the Public Data&amp;quot;.       &lt;ul&gt;&lt;li&gt;Table 4 = Family net worth&lt;/li&gt;&lt;li&gt;Table 6 07 = Family holdings of financial assets&lt;/li&gt;&lt;li&gt;Table 9 07 = Family holdings of non-financial assets&lt;/li&gt;&lt;li&gt;Table 13 07 = Family holdings of debt&lt;/li&gt;&lt;/ul&gt;   &lt;/li&gt;&lt;/ul&gt; &lt;font size=&quot;3&quot;&gt;Expenses&lt;/font&gt;&lt;font size=&quot;3&quot;&gt;&lt;br&gt;&lt;br&gt;&lt;/font&gt; &lt;ul&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://web.lexis-nexis.com/statuniv?landingpage=datasets&amp;open=EASI&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Easi Market Planner&lt;/a&gt; in &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://sv4cx6lc6c.useaccesscontrol.com/go?url=http://web.lexis-nexis.com/statuniv?landingpage=datasets&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;LexisNexis Statistical Datasets&lt;/a&gt;. Expenditures and demographics by state, county, census tract, and zip code.     &lt;ul&gt;&lt;li&gt;Consumer Expenditures will give you expenses per household for  a wide variety of consumer products and services at various geographic  levels.&lt;/li&gt;&lt;li&gt;Consumer Spending Analytics will give you the same data as  above and broken down by market categories; e.g. age, income, race, etc.&lt;/li&gt;&lt;/ul&gt;   &lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.bls.gov/cpi/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Consumer Price Index&lt;/a&gt; - reports data from the Consumer Expenditure Survey&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.bls.gov/cex/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Consumer Expenditures Survey&lt;/a&gt; [Bureau     of Labor Statistics] - information on the buying habits of American consumers,     including data on their expenditures, income, and consumer unit (families and     single consumers) characteristics. &lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.census.gov/compendia/statab/cats/prices/consumer_price_indexes_cost_of_living_index.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Cost of Living Index&lt;/a&gt; [U.S. Census Bureau] NOTE:  There is a cost of living index which allows you to compare the cost of  living across smaller cities and towns. It is called the ACCRA Cost of  Living Index and is produced by C2ER (Council for Community and Economic  Research). It is a table in the Statistical Abstract of the United States, but not  the online version on the Census Bureau&amp;#39;s web site due to copyright  restrictions. You must go to the print edition at Clapp Docs HA 202 A2  for the latest data. You want Table 706 in the 2009 volume. Note also that the statistics in the 2009 volume are actually from 2007.&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.cnpp.usda.gov/USDAFoodCost-Home.htm&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Cost of Food at Home&lt;/a&gt; [USDA] - Look for the most recent data. Look &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.cnpp.usda.gov/Publications/FoodPlans/MiscPubs/FoodPlans2007AdminReport.pdf&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;here&lt;/a&gt; for descriptions of the amounts of food purchased for the various food plans.&lt;/li&gt;&lt;/ul&gt; &lt;font size=&quot;3&quot;&gt;Taxes&lt;/font&gt;&lt;font size=&quot;3&quot;&gt;&lt;br&gt;&lt;br&gt;&lt;/font&gt; &lt;ul&gt;&lt;li&gt;Federal &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.irs.gov/pub/irs-pdf/i1040tt.pdf&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Income       Tax Table&lt;/a&gt; [Internal Revenue Service]&lt;/li&gt;&lt;li&gt; Low and high &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.taxadmin.org/fta/rate/ind_inc.pdf&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;State       Income Tax&lt;/a&gt; Rates [Federation     of Tax Administrators]. To see the income ranges for each tax brackett, go       to the state&amp;#39;s &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.taxadmin.org/fta/link/forms.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;tax       form&lt;/a&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.taxadmin.org/fta/link/forms.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt; site&lt;/a&gt;.&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.taxfoundation.org/taxdata/show/228.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;State individual income tax rates&lt;/a&gt; [Tax Foundation] &lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.taxfoundation.org/taxdata/show/23374.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Local wage, income, and occupational privilege taxes&lt;/a&gt;  - some cities and towns have  local  taxes. Visit the official page for  your city     by using the formula www.ci.[name of city].[name of state].us and  using the     search button.      For example, www.ci.boston.ma.us . For smaller towns, you can Google  the town name, or go to the home page for the state and look for a link  to towns. &lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.taxfoundation.org/taxdata/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Tax Data&lt;/a&gt; [Tax Foundation]     - includes property tax, sales tax, and excise tax.&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.ssa.gov/OACT/COLA/cbb.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;FICA Old Age and Medicare&lt;/a&gt;  - includes the base salary and the tax rate.&lt;/li&gt;&lt;/ul&gt; &lt;font size=&quot;3&quot;&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.ssa.gov/OACT/COLA/cbb.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;&lt;br&gt;&lt;/a&gt;&lt;/font&gt; &lt;font size=&quot;3&quot;&gt;Loans/Credit&lt;/font&gt;&lt;font size=&quot;3&quot;&gt;&lt;br&gt;&lt;br&gt;&lt;/font&gt; &lt;ul&gt;&lt;li&gt;Credit cards     &lt;ul&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.ftc.gov/bcp/menus/consumer/credit/loans.shtm&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Credit cards&lt;/a&gt; [FTC]&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.federalreserve.gov/Pubs/shop/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Choosing a Credit Card&lt;/a&gt; and &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.federalreserve.gov/creditcard/survey.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Survey of Credit             Card Plans&lt;/a&gt; [Federal Reserve] &lt;/li&gt;&lt;li&gt;&lt;a href=&quot;http://resources.cleary.eduhttps://www.annualcreditreport.com/cra/index.jsp&quot; target=&quot;_self&quot;&gt;Request a free annual credit report &lt;/a&gt;             &lt;ul&gt;&lt;li&gt;Sample credit reports&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.creditcards.com/credit-card-news/help/interactive-sample-credit-report-6000.php&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt; here&lt;/a&gt; or here &lt;/li&gt;&lt;/ul&gt;           &lt;/li&gt;&lt;li&gt;Credit Bureaus - &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.equifax.com/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Equifax&lt;/a&gt;, &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.experian.com/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Experian&lt;/a&gt;, and &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.transunion.com/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;TransUnion&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.ftc.gov/bcp/edu/microsites/idtheft/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;What to do if you think you&amp;#39;re a victim&lt;/a&gt; of credit card fraud [FTC]&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.kiplinger.com/columns/fitness/archive/2001/ff20010808.htm&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Using credit cards vs debit cards&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.creditcards.com/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;comparing credit card rates and terms&lt;/a&gt; &lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.bankrate.com/brm/news/cc/20021011a.asp&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Virtual credit card numbers&lt;/a&gt; - use this when shopping online to protect your real number&lt;/li&gt;&lt;/ul&gt;   &lt;/li&gt;&lt;li&gt;Understanding &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.fico.org/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;FICO credit risk scores&lt;/a&gt; [Fair Isaac Credit Organization] &lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.bankrate.com/brm/rate/auto_home.asp&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Auto Loans&lt;/a&gt; and     &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.bankrate.com/brm/auto-advisers/br_buyvlease.asp&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;&amp;quot;Buy     or Lease&amp;quot;&lt;/a&gt; [bankrate.com]&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.ftc.gov/bcp/menus/consumer/autos/finance.shtm&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Financing/Leasing/Renting/       a car&lt;/a&gt; [Federal Trade Commission]&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.bankrate.com/brm/rate/loan_home.asp&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Home Equity Loans&lt;/a&gt; [bankrate.com]&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.fdic.gov/consumers/loans/index.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Loans and mortgages&lt;/a&gt; from the FDIC. &lt;/li&gt;&lt;/ul&gt; &lt;font size=&quot;3&quot;&gt;Insurance&lt;/font&gt;&lt;font size=&quot;3&quot;&gt;&lt;br&gt;&lt;br&gt;&lt;/font&gt; &lt;ul&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.iii.org/individuals/AutoInsurance/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Car Insurance Information&lt;/a&gt; [Insurance Information Institute] and &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.quotewizard.com/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Car     Insurance Quotes&lt;/a&gt; [quotewizard.com]&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.ahrq.gov/consumer/insuranceqa/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Checkup on Health Insurance   Choices&lt;/a&gt; [Agency for Healthcare Research and Quality] and &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.healthinsurancefinders.com/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;health   insurance   quotes&lt;/a&gt;. Note: the quotes site requires filling in a form   with name, email, and other info. I was able to get quotes while filling in false   information. &lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.workforcesecurity.doleta.gov/unemploy/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Unemployment   insurance&lt;/a&gt; [U.S. Dept. of Labor] and &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://workforcesecurity.doleta.gov/unemploy/pdf/uilawcompar/2010/monetary.pdf&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Weekly Benefit Amount&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.aaltci.org/consumer/planning.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Long Term Care Insurance&lt;/a&gt; [American     Association for Long Term Care Insurance]&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.life-line.org/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Life Insurance&lt;/a&gt; [Life and Health Insurance Foundation for Education] - also     health, disability, and long term care insurance.&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.iii.org/individuals/HomeownersandRentersInsurance/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Homeowner&amp;#39;s/Renter&amp;#39;s Insurance     Information&lt;/a&gt; [Insurance Information Institute]. Use &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.insureuonline.org/Consumer_Guide_Home.pdf&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;this&lt;/a&gt; [National Association of Insurance Commissioners] to determine what type of policy to get. You can use a site such as &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.statefarm.com/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;State Farm&lt;/a&gt;  to get an actual quote. You will need a zipcode and an actual address.  Make reasonable guesses about the rest of the information needed. DO NOT  give out any personal information.&lt;/li&gt;&lt;li&gt;Use &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.iii.org/media/facts/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;this link&lt;/a&gt; [Insurance Information Institute] for information about other types of insurance.&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.iii.org/Articles/What-is-an-umbrella-liability-policy.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Umbrella insurance&lt;/a&gt; - Umbrella insurance quotes can vary by state and city, and would be purchased from your car or home insurance company&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.pueblo.gsa.gov/cic_text/health/guidehealth/guidehealth.htm&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Health insurance&lt;/a&gt;  [Health Insurance Association of America] - medical insurance costs  will vary with employers. You can use ProQuest Statistical Datasets EASI  Market Planner to get a sense of what consumers have paid. Vision  insurance is covered or not covered by health insurance. Costs not  covered are usually paid out-of-pocket. You can also use the kaiser  Family Foundation&amp;#39;s &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://ehbs.kff.org/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Employer Health Benefits 2010 Annual Survey&lt;/a&gt;.&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.cda.org/patient_&amp;_community_resources/patient_oral_health/dental_insurance/consumer_guide_to_dental_insurance/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Dental Insurance&lt;/a&gt; [CA Dental Association] - You can get a sense of costs from ProQuest Statistical Datasets EASI Market Planner or use the &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.opm.gov/insure/dental/rates/dental11.pdf&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;costs for federal employees&lt;/a&gt;.&lt;/li&gt;&lt;/ul&gt; &lt;font size=&quot;3&quot;&gt;Education Expenses&lt;/font&gt;&lt;font size=&quot;3&quot;&gt;&lt;br&gt;&lt;br&gt;&lt;/font&gt; &lt;ul&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.collegeboard.com/student/pay/add-it-up/4494.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Average     cost of college&lt;/a&gt;, &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.collegeboard.com/student/pay/add-it-up/482.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;break     down the college bill&lt;/a&gt;, and &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://apps.collegeboard.com/search/index.jsp&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;find     a college&lt;/a&gt; [College Board]&lt;/li&gt;&lt;li&gt;Tuition and fees from previous years. You can use the Wayback Machine on the &lt;a href=&quot;http://resources.cleary.edutp://www.internet+archive.org/&quot; target=&quot;_self&quot;&gt;Internet Archive&lt;/a&gt;  to find past web pages of educational institutions. Type the url of the  educational institution you are looking for in the search box. Choose  the date you want from the results list. Look for a link to Admissions,  then tuition and fees. You cacan also use &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.nces.ed.gov/programs/digest/d08/tables/dt08_331.asp?referrer=list&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;this table&lt;/a&gt; from the Bureau of Education Statistics for a national average.&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.finaid.org/savings/tuition-inflation.phtml&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Tuition inflation&lt;/a&gt; calculator [FinAid.org]&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://studentaid.ed.gov/PORTALSWebApp/students/english/index.jsp&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Federal student aid programs&lt;/a&gt; [U.S. Dept. of Education] &lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.salliemae.com/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Student Loans&lt;/a&gt; (for parents and     students) [Sallie Mae]&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.collegeboard.com/prod_downloads/about/news_info/trends/trends_pricing_07.pdf&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Trends   in College Pricing&lt;/a&gt; [College Board] - use this to get an idea of average   state and regional college expenses for public and private universities. For   costs for a specific institution, go to that institution&amp;#39;s Web site and find   the current list of expenses. &lt;/li&gt;&lt;li&gt;Textbook Expenses - use this &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.gao.gov/new.items/d05806.pdf&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;General Accounting Office report&lt;/a&gt;  to find textbook increases from 1987/88 to 2004/05. Look at Appendix II  on page 39. After 2005, the Bureau of Labor Statistics also tracks  college textbooks as part of their &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.bls.gov/schedule/archives/cpi_nr.htm&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Consumer Price Index&lt;/a&gt;.    You can look at the news releases by month, or look at Dec. to get the average for the year.&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.privateschoolreview.com/find_schools.php&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Find a Private School &lt;/a&gt;and Handbook of Private Schools (2007) Clapp Ref L 901 H3   85&lt;/li&gt;&lt;/ul&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;br&gt;&lt;hr size=&quot;1&quot;&gt;&lt;br/&gt;</description></item><item><title>eCleary Essentials</title><link>http://resources.cleary.edu/page/eCleary+Essentials</link><author>agaunt</author><guid isPermaLink="false">http://resources.cleary.edu/page/eCleary+Essentials</guid><comments>Cleaned up some font size inconsistencies.</comments><pubDate>Thu, 28 Apr 2011 10:48:20 CDT</pubDate><description>&lt;font face=&quot;Helvetica&quot; size=&quot;2&quot;&gt;&lt;b&gt;&lt;font color=&quot;#0000ff&quot;&gt;Please note:  &lt;/font&gt;&lt;/b&gt;The Cleary Wiki is not set up for unmonitored participation.  Anyone can register as a user and post comments, but only content experts, by invitation, can modify the existing content in the wiki.  &lt;/font&gt;&lt;br&gt;&lt;br&gt;&lt;font size=&quot;3&quot;&gt;eCleary Essentials is &lt;/font&gt;&lt;font face=&quot;Helvetica&quot; size=&quot;3&quot;&gt;a collection of information and resources that will help you during your 6-week class. &lt;/font&gt;&lt;br&gt;&lt;font size=&quot;3&quot;&gt;&lt;br&gt;&lt;/font&gt;  &lt;ul&gt;&lt;li&gt;  &lt;font size=&quot;3&quot;&gt;&lt;a href=&quot;http://resources.cleary.edu/page/Classroom+Discussion+and+Participation&quot; target=&quot;_self&quot;&gt;Classroom Discussion and Participation&lt;/a&gt;&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;&lt;a href=&quot;http://resources.cleary.edu/page/Course+Elements+and+Weights&quot; target=&quot;_self&quot;&gt;Course Elements and Weights&lt;/a&gt;&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://library.cleary.edu/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;CLEARY ONLINE LIBRARY&lt;/a&gt;&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;&lt;a href=&quot;http://resources.cleary.edu/page/Standard+Grading+Scale&quot; target=&quot;_self&quot;&gt;Standard Grading Scale&lt;/a&gt;&lt;/font&gt;&lt;/li&gt;&lt;li&gt;  &lt;b&gt;Navigating your way through eCleary - &lt;/b&gt;See the attachments at the bottom of this page additional tutorials&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;&lt;b&gt;Resources&lt;/b&gt;&lt;br&gt;&lt;font face=&quot;Helvetica&quot;&gt;  &lt;/font&gt;&lt;font face=&quot;Helvetica&quot;&gt;&lt;table align=&quot;bottom&quot; cellpadding=&quot;3&quot; class=&quot;WPC-edit-style-grid1 WPC-edit-border-all WPC-edit-styleData-color1=%23ebebeb&amp;color2=%23c7c7c7&quot; width=&quot;100%&quot;&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td class=&quot;&quot; width=&quot;25%&quot;&gt;&lt;h2&gt;  Rubrics&lt;/h2&gt;&lt;br&gt;&lt;font size=&quot;3&quot;&gt;&lt;a href=&quot;http://resources.cleary.edu/page/Capstone%2FWritten+Assessment+Rubric&quot; target=&quot;_self&quot;&gt;Capstone/Written Assessments&lt;/a&gt;&lt;/font&gt;&lt;font size=&quot;3&quot;&gt;&lt;br&gt;&lt;br&gt;&lt;a href=&quot;http://resources.cleary.edu/page/Discussion+Forum+Rubric&quot; target=&quot;_self&quot;&gt;&lt;font size=&quot;3&quot;&gt;Discussion forum participation&lt;/font&gt;&lt;br&gt;&lt;/a&gt;&lt;br&gt;&lt;a href=&quot;http://resources.cleary.edu/page/In-Class+Participation+Rubric&quot; target=&quot;_self&quot;&gt;&lt;font size=&quot;3&quot;&gt;In-class participation&lt;/font&gt;&lt;br&gt;&lt;/a&gt;&lt;br&gt;&lt;/font&gt;               &lt;a href=&quot;http://resources.cleary.edu/page/Presentation+Rubric&quot; target=&quot;_self&quot;&gt;&lt;font size=&quot;3&quot;&gt;Presentations&lt;br&gt;&lt;/font&gt;&lt;br&gt;&lt;/a&gt;&lt;br&gt;&lt;font size=&quot;2&quot;&gt;&lt;b&gt;&lt;i&gt;&lt;font color=&quot;#ff0000&quot;&gt;**Please note that these are the standard rubrics issued to instructors by the University. If your instructor provides you with different rubrics, please refer to them throughout your specific course.&lt;/font&gt;&lt;/i&gt;&lt;font color=&quot;#ff0000&quot;&gt;**&lt;/font&gt;&lt;/b&gt;&lt;/font&gt;&lt;/td&gt;&lt;td class=&quot;&quot; width=&quot;25%&quot;&gt;&lt;h2&gt;  Writing Resources&lt;/h2&gt;&lt;br&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://owl.english.purdue.edu/owl/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Purdue Online Writing Lab&lt;/a&gt;   &lt;br&gt;&lt;br&gt;  &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://web.uvic.ca/wguide/Pages/MasterToc.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;University of Victoria Writer&amp;#39;s Guide&lt;/a&gt;&lt;br&gt;&lt;br&gt;Under the Grammar Hammer - &lt;font color=&quot;#0000ff&quot; size=&quot;3&quot;&gt;Word document attached at the bottom of the page.&lt;/font&gt;&lt;/td&gt;&lt;td class=&quot;&quot; width=&quot;25%&quot;&gt;&lt;h2&gt;  APA Resources&lt;/h2&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://ftp.cleary.edu/Syllabus_Essentials/APA_in_a_Nutshell.pdf&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;&lt;br&gt;&lt;font size=&quot;3&quot;&gt;&lt;font face=&quot;Helvetica&quot;&gt;&lt;font color=&quot;#ff0000&quot;&gt;&lt;i&gt;&lt;font color=&quot;#0000ff&quot;&gt;CLEARY STYLE MANUAL &lt;/font&gt;&lt;/i&gt;&lt;/font&gt;&lt;/font&gt;&lt;font face=&quot;Helvetica&quot;&gt;&lt;font color=&quot;#ff0000&quot;&gt;&lt;font color=&quot;#0000ff&quot;&gt;(formerly APA in a Nutshell):&lt;/font&gt;&lt;/font&gt;&lt;/font&gt;&lt;/font&gt;&lt;/a&gt;&lt;font face=&quot;Helvetica&quot;&gt;&lt;font color=&quot;#ff0000&quot;&gt; Cleary&amp;#39;s Style Guide. Updated to reflect 6th edition changes&lt;/font&gt;&lt;/font&gt;&lt;b&gt;&lt;font face=&quot;Helvetica&quot;&gt;&lt;font color=&quot;#ff0000&quot;&gt;&lt;i&gt;&lt;br&gt;&lt;/i&gt;&lt;/font&gt;&lt;/font&gt;&lt;/b&gt;  &lt;br&gt;  &lt;font face=&quot;Helvetica&quot;&gt;Scroll to the bottom of this page to find the&lt;/font&gt;&lt;b&gt;&lt;font face=&quot;Helvetica&quot;&gt; &lt;/font&gt;&lt;/b&gt;&lt;font face=&quot;Helvetica&quot;&gt;&lt;font color=&quot;#0000ff&quot;&gt;PDF document, &lt;/font&gt;&lt;/font&gt;&lt;b&gt;&lt;font face=&quot;Helvetica&quot;&gt;&lt;font color=&quot;#0000ff&quot;&gt;&lt;i&gt;The Annotated Bibliography&lt;/i&gt;&lt;i&gt;&lt;br&gt;&lt;/i&gt;&lt;/font&gt;&lt;/font&gt;&lt;/b&gt;  &lt;br&gt;  &lt;font face=&quot;Helvetica&quot;&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.noodletools.com/login.php&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;NoodleTools&lt;/a&gt; - &lt;font size=&quot;3&quot;&gt;APA citation generator. All Cleary students have access to NoodleTools. Check with the &lt;a href=&quot;http://resources.cleary.edumailto:jeinnes@cleary.edu&quot; target=&quot;_self&quot;&gt;librarian&lt;/a&gt; if you don&amp;#39;t have or have forgotten your user name or password.&lt;br&gt;&lt;/font&gt;&lt;/font&gt;  &lt;br&gt;  &lt;font face=&quot;Helvetica&quot;&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://owl.english.purdue.edu/owl/resource/560/01/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Purdue Online Writing Lab&lt;/a&gt; -&lt;font size=&quot;3&quot;&gt; &lt;/font&gt;&lt;font size=&quot;3&quot;&gt;APA Formatting and Style Guide&lt;/font&gt;&lt;br&gt;&lt;/font&gt;  &lt;br&gt;  &lt;font face=&quot;Helvetica&quot;&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://library.cleary.edu/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Cleary Online Library &lt;/a&gt;&lt;br&gt;&lt;font size=&quot;3&quot;&gt;(password required)&lt;/font&gt;&lt;/font&gt;&lt;/td&gt;&lt;td class=&quot;&quot; width=&quot;25%&quot;&gt;  &lt;h2&gt;  &lt;font face=&quot;Helvetica&quot;&gt;Important Cleary Policies&lt;/font&gt;&lt;/h2&gt;&lt;br&gt;  &lt;font face=&quot;Helvetica&quot;&gt;&lt;a href=&quot;http://resources.cleary.edu/page/Academic+Integrity%2C+Plagiarism+and+Cheating&quot; target=&quot;_self&quot;&gt;Academic Integrity at Cleary&lt;/a&gt;&lt;/font&gt;   &lt;br&gt;  &lt;font color=&quot;#ff0000&quot; face=&quot;Helvetica&quot; size=&quot;3&quot;&gt;Information about academic integrity, plagiarism and cheating, along with consequences of cheating or plagiarizing&lt;/font&gt;&lt;font size=&quot;3&quot;&gt;.&lt;br&gt;&lt;/font&gt;&lt;br&gt;    &lt;font face=&quot;Helvetica&quot;&gt;&lt;a href=&quot;http://resources.cleary.edu/page/Attendance+Policy&quot; target=&quot;_self&quot;&gt;Class Attendance Policy&lt;/a&gt;&lt;br&gt;&lt;/font&gt;&lt;br&gt;  &lt;font face=&quot;Helvetica&quot;&gt;&lt;a href=&quot;http://resources.cleary.edu/page/Standard+Grading+Scale&quot; rel=&quot;nofollow&quot; target=&quot;_self&quot;&gt;Standard Grading Scale&lt;/a&gt;&lt;br&gt;&lt;br&gt;&lt;a href=&quot;http://resources.cleary.edu/page/Peer-to-Peer+File+Sharing+Policy&quot; target=&quot;_self&quot;&gt;Peer-to-Peer File Sharing Policy&lt;/a&gt;&lt;br&gt;&lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;/font&gt;&lt;font face=&quot;Helvetica&quot;&gt;&lt;br&gt;&lt;/font&gt;&lt;br&gt;&lt;br&gt;&lt;br&gt;&lt;br&gt;&lt;br&gt;&lt;hr size=&quot;1&quot;&gt;&lt;br/&gt;</description></item><item><title>Academic Integrity, Plagiarism and Cheating</title><link>http://resources.cleary.edu/page/Academic+Integrity%2C+Plagiarism+and+Cheating</link><author>tmoskal</author><guid isPermaLink="false">http://resources.cleary.edu/page/Academic+Integrity%2C+Plagiarism+and+Cheating</guid><comments>Updated link</comments><pubDate>Thu, 28 Apr 2011 09:23:57 CDT</pubDate><description>&lt;h2&gt;What is Academic Integrity? &lt;/h2&gt;&lt;br&gt;Academic integrity is approaching your studies at Cleary University in a responsible and honest manner. Once lost or tainted, your record of academic integrity your academic reputation is difficult to rehabilitate. All academic work and the grades should be the result of your individual effort in mastering a specific content area. Your work should involve original thought and evidence of critical thinking: synthesizing and interpreting information, creative problem solving, distinguishing between fact and fiction. Additionally, any written submissions must include permissions (where appropriate) and proper citing. &lt;br&gt;&lt;h2&gt;What is Cheating? &lt;/h2&gt; &lt;br&gt;Cheating is misconduct that involves the unauthorized use of resources, materials or other assistance in order to complete an assignment or test. &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.plagiarism.org/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;&lt;br&gt;&lt;/a&gt;&lt;h2&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.plagiarism.org/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;What is Plagiarism? &lt;/a&gt;&lt;/h2&gt;&lt;br&gt;One form of cheating is plagiarism. Plagiarism is stating or implying that another person&amp;#39;s work is yours. You commit plagiarism if you: &lt;ul&gt;&lt;li&gt;Submit a paper to be graded that you have not written. &lt;/li&gt;&lt;li&gt;Copy answers or text from another classmate and submit it as your own. &lt;/li&gt;&lt;li&gt;Quote or paraphrase from another paper without crediting the original author. &lt;/li&gt;&lt;li&gt;Cite data without crediting the original source. &lt;/li&gt;&lt;li&gt;Propose another author&amp;#39;s idea as if it were your own. &lt;/li&gt;&lt;li&gt;Fabricate references or intentionally use incorrect references. &lt;/li&gt;&lt;li&gt;Submit someone else&amp;#39;s presentation, program, spreadsheet, or other file with only minor alterations. &lt;/li&gt;&lt;/ul&gt;These are only a few examples. Any action that implies (intentionally or unintentionally) that the work of someone else is yours can constitute plagiarism. Read the &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://owl.english.purdue.edu/owl/resource/589/01/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot; title=&quot;OAL Plagiarism&quot;&gt;OWL Avoiding Plagiarism Web site &lt;/a&gt;for an explanation on difference between using other people&amp;#39;s research and plagiarism. &lt;br&gt;&lt;h2&gt;Specific Examples of Plagiarism &lt;br&gt;&lt;/h2&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt;Wholesale copying ~ obtaining a complete paper from another source &lt;/li&gt;&lt;li&gt;Cutting and pasting ~ copying large chunks of text from one or more original sources and inserting it into the assignment &lt;/li&gt;&lt;li&gt;Inappropriate paraphrasing ~ quoted text is altered slightly from the original and no acknowledgment of the original author is given &lt;/li&gt;&lt;/ul&gt;&lt;h2&gt;&lt;br&gt;Why Is Citing Important? &lt;br&gt;&lt;/h2&gt;&lt;br&gt;&lt;ol&gt;&lt;li&gt;&lt;i&gt;To strengthen your position. &lt;/i&gt;Otherwise, what you say is simply your opinion. Providing sources allows the reader to understand and evaluate your assertions. It&amp;#39;s important to cite only sources that you have critically evaluated. Information on evaluation websites can be found on the Cleary University&amp;#39;s Library website. &lt;/li&gt;&lt;li&gt;&lt;i&gt;To give credit to others for their ideas. &lt;/i&gt;Taking credit for someone else&amp;#39;s ideas is considered a violation of academic integrity, subject to severe penalties. &lt;/li&gt;&lt;li&gt;&lt;i&gt;To provide evidence of research and critical thinking &lt;/i&gt;. &lt;/li&gt;&lt;li&gt;&lt;i&gt;To direct the reader back to the source material. &lt;/i&gt;Researchers often use reference lists to gather additional information on a topic. &lt;/li&gt;&lt;/ol&gt;&lt;h2&gt;&lt;br&gt;What Should Be Cited? &lt;br&gt;&lt;/h2&gt;&lt;br&gt;You should cite a source anytime you incorporate an idea, quote (written or spoken), data, image or other content that is not yours unless it is common knowledge. &lt;ul&gt;&lt;li&gt;Facts (specific bits of information, statistics) produced by a specific person or organization. You do not need to cite the date of an event or other facts that are considered common knowledge, but you should cite facts, data, statistics, and percentages. &lt;/li&gt;&lt;li&gt;Ideas and words of others. Using someone&amp;#39;s ideas or words without acknowledgment is plagiarism. &lt;/li&gt;&lt;li&gt;Graphs or numbers taken from another source or if you CREATE a graph from numbers/data you found from another source. If someone, like a professor or business colleague, provides you with data or information in person or via email, you cite that as a &amp;quot;personal communication&amp;quot; in the body of your paper but you do not provide a corresponding entry in your reference list. &lt;/li&gt;&lt;/ul&gt;&lt;h2&gt;APA Citation Requirements &lt;br&gt;&lt;/h2&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt;Only material cited in the body of your essay is included in your reference list. &lt;/li&gt;&lt;li&gt;Your parenthetical citation or signal phrase (Jones, 2006) must lead the reader to the corresponding reference in your list. &lt;/li&gt;&lt;li&gt;Personal correspondence or email is not verifiable and therefore does not appear in your reference list. You should mention the source in your essay. &lt;/li&gt;&lt;li&gt;The purpose of your reference list is to lead the reader back to the source material you are citing. Requirements differ for citing a proprietary (fee-based or subscription database like Proquest or CountryWatch) than for citing freely accessible web pages. Check with the Cleary librarian if you are in doubt. &lt;/li&gt;&lt;/ul&gt;&lt;h2&gt;&lt;br&gt;&lt;/h2&gt;&lt;h2&gt;ACADEMIC ACTIONS AS A CONSEQUENCE OF CHEATING OR PLAGIARISM&lt;/h2&gt;(This section primarily taken from Saupe, 1998) &lt;br&gt;&lt;br&gt;Cases involving violations of this policy are confidential. No discussions will take place other than those needed to determine guilt or appropriate sanction, and all records under the University&amp;#39;s control are destroyed if the student is exonerated. There is no statute of limitations that precludes faculty or staff from acting on the discovery of alleged violations either during the term or subsequently, including after the student has graduated.&lt;br&gt; &lt;ol&gt;&lt;li&gt;An instructor who finds proof of plagiarism will first discuss with the student the nature of the case, including its moral implications and its academic ramifications, and seek input from the student as to the circumstances. Faculty is encouraged to consult their Department Chair (Academic Disciplinary Actions, 2000). Plagiarism normally results in a failing grade for the plagiarized work. The instructor also has the right to fail the student in the course. He or she may end the matter with his or her own action, if it is a non-flagrant or unintentional occurrence, or pass the case on to the Chair.&lt;br&gt;&lt;/li&gt;&lt;li&gt;The Chair will report flagrant violations to the review committee (Academic Faculty Committee) with any recommendations for suspension or expulsion.&lt;br&gt;&lt;/li&gt;&lt;li&gt;Students have the right to present their cases to the review committee before it deliberates. The decision of the review committee is final. If the faculty member involved is a member of the review committee, s/he does not participate while the appeal is being considered. &lt;/li&gt;&lt;/ol&gt;&lt;h2&gt;Practice Exercises &lt;/h2&gt;&lt;ul&gt;&lt;li&gt;&amp;quot;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.indiana.edu/%7Eistd/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot; title=&quot;How to Avoid Plagiarism&quot;&gt; How to Recognize Plagiarism &lt;/a&gt;&amp;quot; (Indiana University) &lt;/li&gt;&lt;li&gt;&amp;quot;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://plagiarism.umf.maine.edu/is_it.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot; title=&quot;Is it Plagiarism?&quot;&gt; Is it Plagiarism? &lt;/a&gt;&amp;quot; (University of Maine) &lt;/li&gt;&lt;/ul&gt;&lt;h2&gt;Additional Resources &lt;/h2&gt;&lt;ul&gt;&lt;li&gt;&lt;font face=&quot;linkReplace&quot;&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.cleary.edu/catalog/policy6.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Cleary University Policy on Cheating&lt;/a&gt;can be found on page 105 of the course catalog.&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://owl.english.purdue.edu/owl/resource/589/01/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Avoiding Plagiarism &lt;/a&gt;(Purdue Online Writing Center &amp;quot;OWL&amp;quot;) &lt;/li&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.indiana.edu/%7Ewts/pamphlets/plagiarism.shtml&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Plagiarism: What it is and how to avoid it &lt;/a&gt;(Indiana University Writing Tutorial Services) &lt;/li&gt;&lt;/ul&gt;&lt;h2&gt;&lt;br&gt;&lt;/h2&gt;&lt;h2&gt;Conclusion&lt;/h2&gt;&lt;br&gt;Cheating and plagiarism are not acceptable. Ignorance of what constitutes plagiarism does not excuse the act. Take the time to familiarize yourself with Cleary&amp;#39;s plagiarism policy and when in doubt, cite. Plagiarism is a serious offense with serious consequences -- from failure in the course to expulsion. One case of plagiarism can jeopardize all of your coursework (past, present, future).&lt;br&gt;&lt;br&gt;Obtain permission before you cite any information from proprietary materials (e.g., employee manuals, policy statements, organizational charts) at your workplace.. Failure to obtain permission could conceivably jeopardize your employment and/or undermine your integrity among supervisors and co-workers. If you draw material from sources, you must provide citations. This applies to material from articles, books, and the Internet. Your instructor will most likely recognize material that you did not write or come up with yourself. Don&amp;#39;t take a chance, because the consequences will be quite severe when you are caught. &lt;br&gt;&lt;br&gt;&lt;font size=&quot;3&quot;&gt;Remember that instructors have access to the same Internet you do. Understanding what constitutes plagiarism and the consequences of plagiarizing is your responsibility. &lt;/font&gt;&lt;hr size=&quot;1&quot;&gt;&lt;br/&gt;</description></item><item><title>Course-Specific Resources</title><link>http://resources.cleary.edu/page/Course-Specific+Resources</link><author>jeinnes</author><guid isPermaLink="false">http://resources.cleary.edu/page/Course-Specific+Resources</guid><pubDate>Thu, 24 Feb 2011 13:51:58 CST</pubDate><description>&lt;font size=&quot;4&quot;&gt;&lt;br&gt;&lt;a href=&quot;http://resources.cleary.edu/page/BAC+101%3A+Academic+Communication%2C+Technology+and+Success&quot; target=&quot;_self&quot;&gt;BAC 101 Academic Communication, Technology and Success Essentials&lt;/a&gt;&lt;br&gt;&lt;br&gt;&lt;br&gt;&lt;/font&gt;&lt;h2&gt;&lt;font size=&quot;4&quot;&gt;&lt;a href=&quot;http://resources.cleary.edu/page/LAW+605+Law+and+Ethics&quot; target=&quot;_self&quot;&gt;LAW 605 Law and Ethics&lt;/a&gt;&lt;/font&gt;&lt;/h2&gt;&lt;font size=&quot;4&quot;&gt;&lt;br&gt;&lt;br&gt; &lt;a href=&quot;http://resources.cleary.edu/page/PJT+488%2F489%2F490&quot; target=&quot;_self&quot;&gt;PJT - Senior Project&lt;/a&gt;&lt;/font&gt;&lt;br&gt;&lt;hr size=&quot;1&quot;&gt;&lt;br/&gt;</description></item><item><title>Subject Guides</title><link>http://resources.cleary.edu/page/Subject+Guides</link><author>jeinnes</author><guid isPermaLink="false">http://resources.cleary.edu/page/Subject+Guides</guid><pubDate>Thu, 24 Feb 2011 13:51:26 CST</pubDate><description>These research guides are grouped into broad categories, primarily focused on business resources. &lt;br&gt;&lt;br&gt;&lt;blockquote&gt;&lt;ul&gt;&lt;li&gt;&lt;a href=&quot;http://resources.cleary.edu/page/Accounting&quot; target=&quot;_self&quot;&gt;Accounting&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href=&quot;http://resources.cleary.edu/page/Advertising+and+Marketing&quot; target=&quot;_self&quot;&gt;Advertising and Marketing&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href=&quot;http://resources.cleary.edu/page/Business%2C+general&quot; target=&quot;_self&quot;&gt;Business&lt;/a&gt; (general business, business administration)&lt;/li&gt;&lt;li&gt;&lt;a href=&quot;http://resources.cleary.edu/page/Company+Information&quot; target=&quot;_self&quot;&gt;Company Information &lt;/a&gt;(annual reports, finance, personnel)&lt;/li&gt;&lt;li&gt;&lt;a href=&quot;http://resources.cleary.edu/page/Economics+and+Labor&quot; target=&quot;_self&quot;&gt;Economics and Labor&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href=&quot;http://resources.cleary.edu/page/Entrepreneurship&quot; target=&quot;_self&quot;&gt;Entrepreneurship&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href=&quot;http://resources.cleary.edu/page/Finance&quot; target=&quot;_self&quot;&gt;Finance&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href=&quot;http://resources.cleary.edu/page/Law%2FPolitics%2FGovernment&quot; target=&quot;_self&quot;&gt;Law/Politics/Government&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href=&quot;http://resources.cleary.edu/page/News%2FCurrent+Events&quot; target=&quot;_self&quot;&gt;News/Current Events&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;a href=&quot;http://resources.cleary.edu/page/Statistical+Information&quot; target=&quot;_self&quot;&gt;Statistical Information&lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;&lt;a href=&quot;http://resources.cleary.edu/page/Course-Specific+Resources&quot; target=&quot;_self&quot;&gt;&lt;br&gt;&lt;/a&gt;&lt;h2&gt;&lt;a href=&quot;http://resources.cleary.edu/page/Course-Specific+Resources&quot; target=&quot;_self&quot;&gt;Course Specific Resources&lt;/a&gt;&lt;/h2&gt;Click on the link above to find resources for:&lt;br&gt;&lt;br&gt;&lt;ul&gt;&lt;li&gt;BAC 101&lt;/li&gt;&lt;li&gt;Senior Project&lt;br&gt;&lt;/li&gt;&lt;/ul&gt;&lt;br&gt;&lt;br&gt;&lt;/blockquote&gt;&lt;br&gt;&lt;hr size=&quot;1&quot;&gt;&lt;br/&gt;</description></item><item><title>SENIOR PROJECT</title><link>http://resources.cleary.edu/page/SENIOR+PROJECT</link><author>jeinnes</author><guid isPermaLink="false">http://resources.cleary.edu/page/SENIOR+PROJECT</guid><comments>Rename</comments><pubDate>Thu, 24 Feb 2011 13:51:03 CST</pubDate><description>&lt;table align=&quot;bottom&quot; cellpadding=&quot;3&quot; class=&quot;WPC-edit-style-grid1 WPC-edit-border-all WPC-edit-styleData-color1=%23ebebeb&amp;color2=%23c7c7c7&quot; width=&quot;100%&quot;&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td class=&quot;&quot; width=&quot;50%&quot;&gt;&lt;h2&gt;Surveys&lt;/h2&gt;&lt;/td&gt;&lt;td class=&quot;&quot; width=&quot;50%&quot;&gt;&lt;h2&gt;Literature Review&lt;/h2&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class=&quot;&quot; width=&quot;50%&quot;&gt;&lt;br&gt;Need to create a primary data collection instrument? Check out some of these (many free):&lt;br&gt;&lt;br&gt;&lt;h3&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.kwiksurveys.com/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Kwiki Surveys&lt;/a&gt;&lt;/h3&gt;&lt;ul&gt;&lt;li&gt;Create online surveys and forms in minutes&lt;/li&gt;&lt;li&gt;100% Free and easy to use service.&lt;/li&gt;&lt;li&gt; 			Create Web forms and surveys, collect &amp;amp; download results&lt;/li&gt;&lt;/ul&gt;&lt;br&gt;&lt;h3&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://freeonlinesurveys.com/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Free Online Surveys&lt;/a&gt;&lt;/h3&gt;&lt;ul&gt;&lt;li&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://freeonlinesurveys.com/faq.asp&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Link to this resource&amp;#39;s FAQs&lt;/a&gt;&lt;/li&gt;&lt;/ul&gt;&lt;br&gt;&lt;h3&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.esurveyspro.com/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Survey Pro&lt;/a&gt;&lt;/h3&gt;&lt;br&gt;&lt;h3&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.surveymonkey.com/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Survey Monkey&lt;/a&gt;&lt;/h3&gt;&lt;br&gt;&lt;br&gt;&lt;br&gt;&lt;h2&gt;Additional Survey Resources&lt;/h2&gt;&lt;blockquote&gt;&lt;h3&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.statpac.com/surveys/questionnaire-design.htm&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Questionnaire Design Considerations&lt;/a&gt;&lt;/h3&gt;&lt;h3&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.statpac.com/surveys/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;StatPac Survey Design &lt;/a&gt;&lt;/h3&gt;&lt;h3&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.surveysystem.com/sdesign.htm&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Survey Design&lt;/a&gt;&lt;/h3&gt;&lt;/blockquote&gt;&lt;/td&gt;&lt;td class=&quot;&quot; width=&quot;50%&quot;&gt;&lt;br&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.unc.edu/depts/wcweb/handouts/literature_review.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Literature Review&lt;/a&gt; (University of North Carolina)&lt;br&gt;&lt;br&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://writing.wisc.edu/Handbook/ReviewofLiterature.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Review of Literature &lt;/a&gt;(University of Madison Writing Center)&lt;br&gt;&lt;br&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.experiment-resources.com/what-is-a-literature-review.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;What is a Literature Review?&lt;/a&gt; (This Web site is a private initiative)&lt;br&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;h2&gt;&lt;br&gt;&lt;/h2&gt;&lt;br&gt;&lt;br&gt;&lt;hr size=&quot;1&quot;&gt;&lt;br/&gt;</description></item><item><title>Writing Resources</title><link>http://resources.cleary.edu/page/Writing+Resources</link><author>jeinnes</author><guid isPermaLink="false">http://resources.cleary.edu/page/Writing+Resources</guid><pubDate>Thu, 24 Feb 2011 13:49:30 CST</pubDate><description>&lt;div align=&quot;center&quot;&gt;&lt;/div&gt;&lt;font size=&quot;3&quot;&gt;This section of the wiki provides resources for formatting your papers using APA requirements, English and Grammar, and an overview of the writing process.&lt;br&gt;&lt;br&gt;&lt;/font&gt;&lt;ul&gt;&lt;li&gt;&lt;font size=&quot;4&quot;&gt;&lt;a href=&quot;http://resources.cleary.edu/page/APA+Resources&quot; target=&quot;_self&quot;&gt;APA Resources&lt;br&gt;&lt;br&gt;&lt;/a&gt;&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;4&quot;&gt;&lt;a href=&quot;http://resources.cleary.edu/page/English+and+Grammar&quot; target=&quot;_self&quot;&gt;English and Grammar Resources&lt;br&gt;&lt;br&gt;&lt;/a&gt;&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;&lt;a href=&quot;http://resources.cleary.edu/page/The+Writing+Process&quot; target=&quot;_self&quot;&gt;&lt;font size=&quot;4&quot;&gt;The Writing Process&lt;/font&gt;&lt;br&gt;&lt;br&gt;&lt;/a&gt;&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;&lt;font size=&quot;4&quot;&gt;Tips for Writing&lt;/font&gt;&lt;/font&gt;&lt;/li&gt;&lt;ul&gt;&lt;li&gt;&lt;a href=&quot;http://resources.cleary.edu/page/Reflection+Paper%2C+Tips+for+Writing&quot; target=&quot;_self&quot;&gt;&lt;font size=&quot;3&quot;&gt;Reflection Paper&lt;/font&gt;&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;&lt;a href=&quot;http://resources.cleary.edu/page/Critical+Review%2C+Tips+for+Writing&quot; target=&quot;_self&quot;&gt;Critical Review - Article or Movie&lt;/a&gt;&lt;br&gt;&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/ul&gt;&lt;h2&gt;Cleary Writing Tutors&lt;/h2&gt;&lt;br&gt;You can make an appointment with a writing tutor by contacting the Campus Center. In addition, a variety of online resources have been compiled to assist you. The &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://owl.english.purdue.edu/owl/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Purdue Online Writing Lab&lt;/a&gt; is one of the most comprehensive sites available. You are strongly encouraged to take full advantage of this excellent resource.&lt;br&gt;&lt;br&gt;&lt;h2&gt;Web Sites&lt;/h2&gt; &lt;ul&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font size=&quot;3&quot;&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://owl.english.purdue.edu/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Purdue University&amp;#39;s Online Writing Lab (OWL)&lt;/a&gt;&lt;/font&gt;&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font size=&quot;3&quot;&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.hu.mtu.edu/wc/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Michigan Tech Writing Lab&lt;/a&gt;&lt;/font&gt; &lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font size=&quot;3&quot;&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.uottawa.ca/academic/arts/writcent/hypergrammar/grammar.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;HyperGrammar&lt;/a&gt;&lt;/font&gt;&lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font size=&quot;3&quot;&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://grammar.ccc.commnet.edu/grammar/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Guide to Writing and Grammar&lt;/a&gt;&lt;/font&gt; &lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font size=&quot;3&quot;&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.writing.ku.edu/students/docs/research.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Tips for Research Writing and Editing&lt;/a&gt;&lt;/font&gt; &lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font size=&quot;3&quot;&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.lib.duke.edu/libguide/within.htm#APA+&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Citing Sources within Your Paper&lt;/a&gt;&lt;/font&gt; &lt;/li&gt;&lt;li class=&quot;MsoNormal&quot;&gt;&lt;font size=&quot;3&quot;&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://junketstudies.com/rulesofw/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;11 Rules of Writing&lt;/a&gt;&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt; &lt;br&gt;&lt;br&gt;&lt;hr size=&quot;1&quot;&gt;&lt;br/&gt;</description></item><item><title>Standard Grading Scale</title><link>http://resources.cleary.edu/page/Standard+Grading+Scale</link><author>jeinnes</author><guid isPermaLink="false">http://resources.cleary.edu/page/Standard+Grading+Scale</guid><pubDate>Sun, 31 Oct 2010 18:54:37 CDT</pubDate><description>Your final grade is determined from the composite score of all of the assigned coursework (capstone milestone assignments, class participation, discussion forum activity, journal assignments.) Below is the standard grading scale used by Cleary University.&lt;br&gt;&lt;br&gt;&lt;h2&gt;Cleary University Standard Grading Scale&lt;/h2&gt;&lt;br&gt;All written work will be evaluated in terms of organization, content, depth, and clarity. Other requirements include proper use of APA formatting/documentation and adherence to standard rules of grammar, punctuation, spelling, and sentence structure, and evidence of critical thinking.&lt;br&gt;&lt;br&gt;&lt;br&gt;&lt;table align=&quot;bottom&quot; cellpadding=&quot;3&quot; class=&quot;WPC-edit-style-list5 WPC-edit-border-rows WPC-edit-styleData-color1=%23ebebeb&amp;color2=%23c7c7c7&quot; width=&quot;100%&quot;&gt;&lt;tbody&gt;&lt;tr&gt;&lt;td class=&quot;&quot; width=&quot;10%&quot;&gt;A, A-&lt;/td&gt;&lt;td class=&quot;&quot; width=&quot;12%&quot;&gt;94-100% = A&lt;br&gt;90- 93% = A-&lt;/td&gt;&lt;td class=&quot;&quot; width=&quot;77%&quot;&gt;An earned grade assigned by the faculty   indicating the student&amp;#39;s work  exceeded the minimum level of expectation in   almost all areas.&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class=&quot;&quot; width=&quot;10%&quot;&gt;B+, B, B-&lt;/td&gt;&lt;td class=&quot;&quot; width=&quot;12%&quot;&gt;87- 89% = B+&lt;br&gt;84- 86% = B&lt;br&gt;80- 83% = B-&lt;/td&gt;&lt;td class=&quot;&quot; width=&quot;77%&quot;&gt;An earned grade assigned by the faculty   indicating the student&amp;#39;s work  exceeded the minimum level of expectation in most   areas&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class=&quot;&quot; width=&quot;10%&quot;&gt;C+, C, C- &lt;/td&gt;&lt;td class=&quot;&quot; width=&quot;12%&quot;&gt;77- 79% = C+&lt;br&gt;74- 76% = C&lt;br&gt;70- 73% = C-&lt;/td&gt;&lt;td class=&quot;&quot; width=&quot;77%&quot;&gt;An earned grade assigned by the faculty   indicating the student&amp;#39;s work  met the minimum level of expectation in almost   all areas.&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class=&quot;&quot; width=&quot;10%&quot;&gt;D+, D, D- &lt;/td&gt;&lt;td class=&quot;&quot; width=&quot;12%&quot;&gt;67- 69% = D+&lt;br&gt;64- 66% = D&lt;br&gt;60- 63% = D-&lt;/td&gt;&lt;td class=&quot;&quot; width=&quot;77%&quot;&gt;  An earned grade assigned by the faculty indicating the student&amp;#39;s work met the minimum level of expectation in most areas.  &lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class=&quot;&quot; width=&quot;10%&quot;&gt;E   (Fail) &lt;/td&gt;&lt;td class=&quot;&quot; width=&quot;12%&quot;&gt;59% &amp;amp; below = E&lt;/td&gt;&lt;td class=&quot;&quot; width=&quot;77%&quot;&gt;A grade assigned by the faculty indicating that,   even though the  student made an effort in the class, minimum expectations   were not  met. The student must retake the course to fulfill degree    requirements. &lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class=&quot;&quot; width=&quot;10%&quot;&gt;NC&lt;/td&gt;&lt;td class=&quot;&quot; width=&quot;12%&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;&quot; width=&quot;77%&quot;&gt;No Credit.   A grade assigned by the faculty indicating that not enough  work by the   student took place to allow for an evaluation leading to  an assigned grade.   The student must retake the course to fulfill  degree requirements&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class=&quot;&quot; width=&quot;10%&quot;&gt;P&lt;/td&gt;&lt;td class=&quot;&quot; width=&quot;12%&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;&quot; width=&quot;77%&quot;&gt;A pass grade either assigned by the faculty in a   course indicating a  pass grade, or by the Academic Program Committee as a   result of a  grade appeal. The student receives credit for the course.&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class=&quot;&quot; width=&quot;10%&quot;&gt;I&lt;/td&gt;&lt;td class=&quot;&quot; width=&quot;12%&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;&quot; width=&quot;77%&quot;&gt;Incomplete.   A grade assigned by the faculty indicating that the  student came just   short of completing the course due to circumstances  beyond his or her control   and is given a grace period to finish the  work without penalty.&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class=&quot;&quot; width=&quot;10%&quot;&gt;R&lt;/td&gt;&lt;td class=&quot;&quot; width=&quot;12%&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;&quot; width=&quot;77%&quot;&gt;Repeated Course.   Grade assigned by the Records Office when the course  has been repeated   to replace a previously earned grade.&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class=&quot;&quot; width=&quot;10%&quot;&gt;W&lt;/td&gt;&lt;td class=&quot;&quot; width=&quot;12%&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;&quot; width=&quot;77%&quot;&gt;Withdrawal.   The student elected to withdraw himself/herself from the course before   the end of the seventh week.&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class=&quot;&quot; width=&quot;10%&quot;&gt;IW&lt;/td&gt;&lt;td class=&quot;&quot; width=&quot;12%&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;&quot; width=&quot;77%&quot;&gt;Institutional Withdrawal. The University withdrew the student from    all classes because he/she did not attend any class and did not request a    drop or withdrawal, or due to circumstances where the student was  removed   from class by the administration.&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td class=&quot;&quot; width=&quot;10%&quot;&gt;AU&lt;/td&gt;&lt;td class=&quot;&quot; width=&quot;12%&quot;&gt;&lt;br&gt;&lt;/td&gt;&lt;td class=&quot;&quot; width=&quot;77%&quot;&gt;Audit.   Indicates a registration to audit a course: which is not for academic   credit.   &lt;/td&gt;&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;&lt;br&gt;  &lt;table cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; class=&quot;MsoNormalTable&quot;&gt;  &lt;tbody&gt;&lt;tr&gt;   &lt;td width=&quot;32%&quot;&gt;&lt;br&gt;&lt;/td&gt;   &lt;td width=&quot;558%&quot;&gt;&lt;br&gt;&lt;/td&gt;  &lt;/tr&gt; &lt;/tbody&gt;&lt;/table&gt;  &lt;br&gt;&lt;hr size=&quot;1&quot;&gt;&lt;br/&gt;</description></item><item><title>Welcome to the Cleary Resource Wiki!</title><link>http://resources.cleary.edu/page/Welcome+to+the+Cleary+Resource+Wiki%21</link><author>mkuch</author><guid isPermaLink="false">http://resources.cleary.edu/page/Welcome+to+the+Cleary+Resource+Wiki%21</guid><comments>Rename</comments><pubDate>Fri, 15 Oct 2010 11:12:02 CDT</pubDate><description>&lt;font face=&quot;Helvetica&quot;&gt;&lt;font color=&quot;#ff0000&quot;&gt;Please note&lt;/font&gt;: The Cleary Wiki is not set up for unmonitored participation. Anyone can register as a user and post comments, but only content experts, by invitation, can modify the existing content in the wiki. &lt;/font&gt;&lt;br&gt;&lt;br&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://clearylibrarian.wordpress.com&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Cleary Library Blog&lt;/a&gt;&lt;br&gt;&lt;font size=&quot;3&quot;&gt;&lt;br&gt;&lt;/font&gt;&lt;h2&gt;&lt;font size=&quot;3&quot;&gt;&lt;a href=&quot;http://resources.cleary.edu/page/University+Resources&quot; target=&quot;_self&quot;&gt;Off-Campus Library Login tips/browser settings&lt;/a&gt;&lt;/font&gt;&lt;/h2&gt;&lt;br&gt;&lt;font face=&quot;Arial&quot; size=&quot;3&quot;&gt;These guides are created and maintained by the Cleary University Library staff and invited contributors. Everyone has access to the information provided here, and anyone may post a discussion thread. However, you must be assigned as a writer to add content and links. Please contact the &lt;a href=&quot;http://resources.cleary.edumailto:jeinnes@cleary.edu&quot; target=&quot;_self&quot;&gt;site administrator &lt;/a&gt;for more information about becoming a contributor. &lt;br&gt;&lt;br&gt;&lt;/font&gt;&lt;font size=&quot;3&quot;&gt;The Subject Guides section of this wiki provides &lt;/font&gt;&lt;font face=&quot;Arial&quot; size=&quot;3&quot;&gt;information about  business reference books, databases, and websites related to specific business topics.&lt;/font&gt;&lt;font face=&quot;Arial&quot; size=&quot;3&quot;&gt; &lt;/font&gt;&lt;font face=&quot;Arial&quot; size=&quot;3&quot;&gt;&lt;font size=&quot;3&quot;&gt;&lt;br&gt;&lt;br&gt;Information about general topics such as writing, conducting research, evaluating information, ready references are also included here! This wiki is designed to assist you in finding the best resources for your  projects or topics&lt;/font&gt;.&lt;/font&gt;&lt;font face=&quot;Arial&quot; size=&quot;3&quot;&gt; If you need additional information or personalized, one-on-one assistance, please contact the &lt;a href=&quot;http://resources.cleary.edumailto:jeinnes@cleary.edu&quot; target=&quot;_self&quot;&gt;Cleary Library&lt;/a&gt;.&lt;br&gt;&lt;/font&gt;&lt;br&gt;&lt;h2&gt; &lt;/h2&gt;&lt;font size=&quot;3&quot;&gt;This site is a wiki. On the right is a link to the YouTube presentation &amp;quot;Wikis in Plain English,&amp;quot; that explains the &amp;quot;hows&amp;quot; and &amp;quot;whys&amp;quot; of wikis.&lt;br&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://wildaboutwikis.wetpaint.com&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;&lt;br&gt;Wild About Wikis&lt;/a&gt;: Learn about wikis, share information, tips, and techniques about creating and managing a wiki.&lt;br&gt;&lt;font size=&quot;2&quot;&gt;&lt;br&gt;&lt;/font&gt;&lt;/font&gt;&lt;font size=&quot;2&quot;&gt;&lt;b&gt;REMEMBER - this is a work in progress&lt;/b&gt;. Content is added and updated daily. Check the &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://clearylibrarian.wordpress.com/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Cleary Library Blog&lt;/a&gt; for updates. Suggestions for useful sites, content areas or navigation tips are always welcomed. Either post to the discussion forum on the left side of this page, or &lt;/font&gt;&lt;font face=&quot;Arial&quot; size=&quot;2&quot;&gt;add a discussion thread on the topic page of your choice.&lt;/font&gt;&lt;br&gt;&lt;hr size=&quot;1&quot;&gt;&lt;br/&gt;</description></item><item><title>Michigan eLibrary</title><link>http://resources.cleary.edu/page/Michigan+eLibrary</link><author>mkuch</author><guid isPermaLink="false">http://resources.cleary.edu/page/Michigan+eLibrary</guid><comments>The page was misnamed &quot;Michigan Electronic Library&quot;</comments><pubDate>Fri, 15 Oct 2010 10:47:42 CDT</pubDate><description> &lt;font size=&quot;3&quot;&gt;Administered by the Library of Michigan in partnership with Michigan&amp;#39;s libraries of all types, the Michigan eLibrary (&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://mel.org/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;http://mel.org&lt;/a&gt;) provides all Michigan residents with free access to online  full-text articles, full-text books, digital images, and other valuable  research information at any time via the Internet; and provide an  easy-to-use interlibrary loan system to allow Michigan residents to  borrow books and other library materials for free from participating  Michigan libraries.  &lt;br&gt;&lt;br&gt;Keep your driver&amp;#39;s license handy; you&amp;#39;ll be asked to your number to gain access to the proprietary information. Below is a partial list of the databases available to you; take some time to browse the robust resources provided to you by the Library of Michigan.&lt;br&gt;&lt;br&gt;&lt;/font&gt;&lt;h2&gt;Databases&lt;/h2&gt;[&lt;b&gt;Bolded&lt;/b&gt; databases are most relevant to Cleary students]&lt;br&gt;&lt;br&gt;&lt;font size=&quot;3&quot;&gt;  &lt;/font&gt;&lt;ul&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;&lt;b&gt;&lt;i&gt;Academic OneFile &lt;/i&gt;&lt;/b&gt;is the premier source for peer-reviewed, full-text articles from the world&amp;#39;s leading journals and reference sources. Mostly full text.&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;&lt;i&gt;ArticleFirst &lt;/i&gt;contains articles and other items listed on the table of contents pages of journals. Index only.&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;&lt;i&gt;Books &amp;amp; Authors&lt;/i&gt; is a database to help you decide what to read next. Search by character, topic, setting, time period, genre, title, author, and series. Includes over 140,000 titles, 50,000 authors, and thousands of read-alike, award winner, and librarian&amp;#39;s favorites lists. Titles include both fiction and non-fiction. Reader&amp;rsquo;s advisory.&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;&lt;b&gt;&lt;i&gt;Business and Company Resource Center&lt;/i&gt;&lt;/b&gt; is a fully integrated resource bringing together company profiles, brand information, rankings, investment reports, company histories, chronologies, and periodicals. Search this database to find detailed company and industry news and information. Mostly full text.&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;&lt;i&gt;CAMIO&amp;reg; - Catalog of Art Museum Images Online&lt;/i&gt;&amp;mdash;is a premiere resource of works of art from around the world contributed and described by leading museums. &lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;&lt;i&gt;ChiltonLibrary.com &lt;/i&gt;represents the most authoritative automotive repair information available to car owners. &lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;&lt;i&gt;CINAHL Basic &lt;/i&gt;provides indexing for 2,931 journals with 1,000,000 records dating back to 1981, covering nursing, biomedicine, health sciences librarianship, complementary medicine, consumer health and 17 allied health disciplines. In addition, this database offers indexing to health care books, nursing dissertations, selected conference proceedings, standards of practice, educational software, audiovisuals and book chapters. Searchable cited references for more than 1,200 journals are also included. Full text material includes 70 journals plus legal cases, clinical innovations, critical paths, drug records, research instruments and clinical trials. Contains only limited full text (70 journals). &lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;&lt;i&gt;Computer Database &lt;/i&gt;has over 2,687,481 articles from journals, trade magazines and popular computing magazines. Michigan residents or Michigan library acces...&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;&lt;i&gt;ECO Electronic Collections Online&lt;/i&gt; is a collection of scholarly journals in the sciences and social sciences. Includes agriculture, library science, anthropology, literature, business, medicine, economics, philosophy, education, political science, fine arts, psychology, geography, religion, history, science, language, social science, law, technology.&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;&lt;i&gt;ERIC &lt;/i&gt;contains annotated references to non-journal material issued in the monthly Resources in Education (RIE) and to journal articles issued in the monthly Current Index to Journals in Education (CIJE).Recommended for: Educators and Parents. Mostly full text. &lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;&lt;b&gt;&lt;i&gt;Expanded Academic ASAP&lt;/i&gt;&lt;/b&gt; contains magazine, newspaper and journal articles appropriate to college and university -level research. All topics. Mostly full-text.&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;&lt;i&gt;Gale Virtual Reference Library &lt;/i&gt;is a database of encyclopedias and specialized reference sources for multidisciplinary research. &lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;&lt;i&gt;&lt;b&gt;General BusinessFile ASAP&lt;/b&gt; &lt;/i&gt;provides information to analyze company performance and activity, industry events and trends as well as the latest in management, economics and politics. Access to a combination of broker research reports, trade publications, newspapers, journals and company directory listings with full text and images available.&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;&lt;i&gt;General OneFile&lt;/i&gt; is a one-stop source for news and periodical articles on a wide range of topics: business, computers, current events, economics, education, environmental issues, health care, hobbies, humanities, law, literature and art, politics, science, social sciences, sports, technology, and many general interest topics. Millions of full-text articles. &lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;&lt;b&gt;&lt;i&gt;General Reference Center Gold&lt;/i&gt;&lt;/b&gt; provides one-stop access to general interest magazines, business periodicals, reference books, maps, historical images, and newspaper articles. Records are available with a combination of indexing, abstracts, image, or full text formats.&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;&lt;i&gt;Health and Wellness Resource Center&lt;/i&gt; provides access to carefully compiled and trusted medical reference materials. Includes nearly 400 health/medical journals, hundreds of pamphlets, over 700 health-related videos from partner Healthology, Inc., articles from 2,200 general interest publications and links to reputable health Web sites in addition to a broad collection of Thomson Gale reference titles.&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;&lt;i&gt;Health Reference Center Academic&lt;/i&gt; provides access to professional and personal health magazines, journals and reference sources. &lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;History of Science, Technology and Medicine (HSTM) integrates four premier tools to create an international bibliography for the history of science, technology and medicine. It reflects the influence of these fields on society and culture from prehistory to the present and offers outstanding value for interdisciplinary research. Database records describe journal articles, conference proceedings, books, book reviews and dissertations in all scientific disciplines and related fields. Citations reflect the contents of nearly 9,500 journals. &lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;&lt;i&gt;InfoTrac Newsstand&lt;/i&gt; is a collection of more than 1,000 newspapers from around the country and the world. Includes the New York Times (1985-current). Mostly full text.&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;&lt;i&gt;LegalTrac&lt;/i&gt; draws on a wide variety of the most highly regarded legal publications, LegalTrac&amp;reg; provides indexing for more than 1,400 titles including major law reviews, legal newspapers, bar association journals and international legal journals. Each title included in LegalTrac&amp;reg; is selected on the basis of criteria provided by a special advisory committee of the American Association of Law Libraries. LegalTrac&amp;reg; also contains law-related articles from over 1,000 additional business and general interest titles.&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;&lt;i&gt;MEDLINE&lt;/i&gt; covers all areas of medicine, including dentistry and nursing. From the National Library of Medicine. &lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;&lt;i&gt;NewsBank Michigan Newspapers&lt;/i&gt; provides full text of the Detroit News (1/1/1999-Current and Grand Rapids Press (2002-Current) as well as almost 30 national news magazines. &lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;&lt;i&gt;OAIster&lt;/i&gt; is a catalog of digitized materials that includes books, articles and multimedia, representing multidisciplinary resources from more than 1,000 contributors worldwide. &lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;&lt;i&gt;World Almanacs &lt;/i&gt;contains full text of Funk &amp;amp; Wagnalls New Encyclopedia, The World Almanac and Book of Facts, The World Almanac for Kids, The World Almanac of the U. S. A., The World Almanac of U. S. Politics.  &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;hr size=&quot;1&quot;&gt;&lt;br/&gt;</description></item><item><title>CountryWatch</title><link>http://resources.cleary.edu/page/CountryWatch</link><author>jeinnes</author><guid isPermaLink="false">http://resources.cleary.edu/page/CountryWatch</guid><pubDate>Thu, 14 Oct 2010 20:41:38 CDT</pubDate><description> &lt;font size=&quot;3&quot;&gt;CountryWatch provides critical country-specific intelligence and data through its suite of products to over 4000 clients including public and private sector organizations with overseas operations and global interests. &lt;br&gt;&lt;br&gt;Key publications produced by CountryWatch include the CountryReviews TM, an up-to-date series of publications for each country including demographic, political, economic, business, cultural and environmental information, and the CountryWireTM ,which provides daily news coverage for every country in the world and a significant news archive made up of the compendium of regional news carriers.&lt;br&gt;&lt;/font&gt;&lt;br&gt;&lt;br&gt;&lt;div align=&quot;center&quot;&gt; &lt;/div&gt;&lt;hr size=&quot;1&quot;&gt;&lt;br/&gt;</description></item><item><title>ProQuest</title><link>http://resources.cleary.edu/page/ProQuest</link><author>jeinnes</author><guid isPermaLink="false">http://resources.cleary.edu/page/ProQuest</guid><pubDate>Thu, 14 Oct 2010 20:34:10 CDT</pubDate><description>&lt;h2&gt; &lt;font size=&quot;3&quot;&gt;Cleary subscribes to a variety of Proquest Databases.&lt;/font&gt;&lt;/h2&gt;  &lt;font size=&quot;3&quot;&gt;&lt;br&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.proquest.com/en-US/support/training/tutorials.shtml&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Proquest Tutorials&lt;/a&gt;&lt;br&gt;&lt;br&gt;&lt;br&gt;&lt;br&gt;&lt;/font&gt;&lt;h3&gt;&lt;b&gt;Databases&lt;/b&gt;&lt;/h3&gt;&lt;font size=&quot;3&quot;&gt;&lt;b&gt;&lt;br&gt;ABI/INFORM Dateline &lt;/b&gt;[Business, Economics: local and regional business publications] &lt;br&gt;ABI/INFORM Dateline&amp;trade; delivers over240 journals, with more than 190 available in full text. It includes hard-to-find local and regional business publications with news about local companies, analysis, information on local markets, and more. ABI/INFORM Dateline allows users to research employment opportunities, compile data on benefits and compensation, learn about corporate strategies, and other topics from a local and regional perspective. ABI/INFORM Dateline includes major business tabloids, magazines, daily newspapers, wire services, and area business publications.&lt;br&gt;&lt;br&gt;&lt;b&gt;ABI/INFORM Global &lt;/b&gt;[Business, Finance, Economics: journals, company profiles, Wall Street Journal] &lt;br&gt;ABI Inform Global provides a scholarly and comprehensive way to explore and understand business research topics. Search nearly 3000 worldwide business periodicals for in-depth coverage of business and economic conditions, management techniques, theory, and practice of business, advertising, marketing, economics, human resources, finance, taxation, computers, and more. Expanded international coverage. Access to information on 60,000 + companies with business and executive profiles. &lt;br&gt;&lt;br&gt;&lt;b&gt;ABI/INFORM Trade &amp;amp; Industry&lt;/b&gt; [Business, Economics: trade and industry periodicals]&lt;br&gt;Database includes in-depth coverage of companies, products, executives, trends, and other topics for more than 1,500 publications, with over 1,340 in full-text. With ABI/INFORM Trade &amp;amp; Industry, users can study and compare specific trades and industries, including telecommunications, computing, transportation, construction, petrochemicals, and many others. &lt;br&gt;&lt;b&gt;&lt;br&gt;Entrepreneurship &lt;/b&gt;&lt;br&gt;Search worldwide publications and multi-media related to the topic of Entrepreneurship. Intended to bridge theory with practice, the Entrepreneurship database covers a wide spectrum of resources useful to educators, researchers, students and practitioners. Content ranges from the scholarly - including journals, dissertations, working papers and conference proceedings - to a full toolkit of practical guides, templates, forms, sample business plans, and tips from successful entrepreneurs.&lt;br&gt;&lt;br&gt;&lt;b&gt;Ethnic NewsWatch &lt;/b&gt;&lt;br&gt;An interdisciplinary, bilingual (English and Spanish) and comprehensive full text database of newspapers, magazines and journals from ethnic, minority and native presses. &lt;br&gt;&lt;br&gt;&lt;b&gt;GenderWatch &lt;/b&gt;(GW) &lt;br&gt;A full text database of unique and diverse publications that focus on how gender impacts a broad spectrum of subject areas. With its archival material, dating back to 1970 in some cases, GenderWatch is a repository of an important historical perspective on the evolution of the women&amp;#39;s movement and the changes in gender roles. Publications include scholarly journals, magazines, newspapers, newsletters, regional publications, books, booklets and NGO, government and special reports. &lt;br&gt;&lt;br&gt;&lt;b&gt;Nursing &amp;amp; Allied Health Source&lt;/b&gt;&lt;br&gt;Search full-text journals and dissertations in ProQuest Nursing &amp;amp; Allied Health Source alongside Systematic Reviews, Evidence Summaries, and Best Practice Information Sheets from the renowned Joanna Briggs Institute.&lt;br&gt;&lt;/font&gt;&lt;ul&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;Evidence-Based Resources from the Joanna Briggs Institute (ID 25045)&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;Nursing, Allied Health: Evidence-Based Resources&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;Systematic Reviews, Evidence Summaries, and Best Practice Information Sheets for nursing and the allied health professions. &lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;font size=&quot;3&quot;&gt;&lt;b&gt;ProQuest Nursing &amp;amp; Allied Health&lt;/b&gt; [Nursing, Allied Health: Journals, Magazines, Dissertations]&lt;br&gt;Find complete, full-text information from leading nursing, allied health, and related publications. Designed to meet the needs of researchers at health-care facilities as well as students enrolled in nursing and allied health programs at academic institutions.&lt;br&gt;&lt;br&gt;&lt;b&gt;ProQuest Newstand and Gannett Newspapers&lt;/b&gt;&lt;br&gt;The core of the database includes international, national and regional papers such as &lt;i&gt;The New York Times, The Wall Street Journal, USA Today, Washington Post, The Guardian, El Norte, Jerusalem Post&lt;/i&gt;, and &lt;i&gt;South China Morning Post. &lt;/i&gt;Exclusive access to 85 full-text newspapers from the world-leading news and information provider, Gannett, plus an additional 7 U.S. military titles will be available on a non-exclusive basis. Gannett newspapers span 30 states providing high quality reporting to their local and regional constituencies.&lt;br&gt;  &lt;/font&gt;&lt;hr size=&quot;1&quot;&gt;&lt;br/&gt;</description></item><item><title>LexisNexis</title><link>http://resources.cleary.edu/page/LexisNexis</link><author>jeinnes</author><guid isPermaLink="false">http://resources.cleary.edu/page/LexisNexis</guid><pubDate>Thu, 14 Oct 2010 20:10:50 CDT</pubDate><description> &lt;font size=&quot;3&quot;&gt;LexisNexis is an online database published by Reed Elsevier plc. LEXIS publishing is for  the legal profession and the NEXIS unit serves the  business, government  and academic markets. The system is divided into Libraries, which  contain related documents, and Files within the libraries. For the legal  researcher, LexisNexis is heavily used for American case reports,  legislation, International law, Canadian law, and Law Journals and  newspapers (full-text).&lt;br&gt;&lt;br&gt;For help learning how to be a successful LexisNexis searcher, check out the Help and Instructions, located at the bottom of the left column, after you log in. You&amp;#39;ll find a LexisNexis Academic Product Wiki, and video tutorials.&lt;/font&gt;&lt;br&gt;&lt;br&gt;&lt;div align=&quot;center&quot;&gt; &lt;/div&gt;&lt;br&gt;&lt;hr size=&quot;1&quot;&gt;&lt;br/&gt;</description></item><item><title>NetLibrary</title><link>http://resources.cleary.edu/page/NetLibrary</link><author>jeinnes</author><guid isPermaLink="false">http://resources.cleary.edu/page/NetLibrary</guid><pubDate>Thu, 14 Oct 2010 19:48:51 CDT</pubDate><description> &lt;font size=&quot;3&quot;&gt;NetLibrary provides full-text BOOKS. You won&amp;#39;t find any magazine or newspaper articles in NetLibrary but you will find a copy of Death of a Salesman. In addition to the collection available to you via Cleary, the Michigan Electronic Llibrary also maintains a NetLibrary subscription, Additional collections may be available to you with a separate account attached to your public library. &lt;/font&gt;&lt;br&gt;&lt;br&gt;&lt;font size=&quot;3&quot;&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://mlc.lib.mi.us/objects/rte/mediaupload/File/refdocs/ebsco_netlibrary_flyer_7-20-10.pdf&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;NetLibrary Information Flier&lt;/a&gt;&lt;/font&gt;&lt;hr size=&quot;1&quot;&gt;&lt;br/&gt;</description></item><item><title>MarketResearch.com</title><link>http://resources.cleary.edu/page/MarketResearch.com</link><author>jeinnes</author><guid isPermaLink="false">http://resources.cleary.edu/page/MarketResearch.com</guid><pubDate>Thu, 14 Oct 2010 19:36:27 CDT</pubDate><description>&lt;h2&gt; &lt;/h2&gt;&lt;font size=&quot;3&quot;&gt;MarketResearch.com is the world&amp;#39;s largest and continuously updated  collection of market research; it offers over 250,000 market research reports from  over 650 leading global publishers. Reports compiled by Research Specialists have in-depth knowledge of the  publishers and the various types of reports in their respective  industries. .  		&lt;/font&gt;&lt;font size=&quot;3&quot;&gt;MarketResearch.com is an excellent resource for finding new product trends or competitive  analysis of a new or existing market. &lt;b&gt;&lt;br&gt;&lt;/b&gt;&lt;/font&gt;&lt;font size=&quot;3&quot;&gt;&lt;b&gt;&lt;br&gt;&lt;/b&gt;&lt;/font&gt;&lt;h3&gt;&lt;b&gt;Cleary subscribes to MarketResearch.com ACADEMIC&lt;/b&gt;&lt;br&gt;&lt;/h3&gt;&lt;font size=&quot;3&quot;&gt;&lt;br&gt;Since Cleary subscribes to the academic version of MarketResearch.com, reports are embargoed for 12 months. (That means the most recent reports may not be available to you.) From quantitative market trends to qualitative  insights on buyer behavior for markets ranging, use  MarketResearch.com Academic to get insights and perspectives for your research or  case studies. &lt;br&gt;&lt;br&gt;&lt;/font&gt;&lt;h2&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.marketresearch.com/corporate/aboutus/faqs.asp?SID=59272548-491893259-517594991&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;&lt;font size=&quot;3&quot;&gt;Help FAQs&lt;/font&gt;&lt;/a&gt;&lt;/h2&gt;&lt;font size=&quot;3&quot;&gt;&lt;br&gt;&lt;br&gt;&lt;/font&gt;&lt;hr size=&quot;1&quot;&gt;&lt;br/&gt;</description></item><item><title>Hoovers</title><link>http://resources.cleary.edu/page/Hoovers</link><author>jeinnes</author><guid isPermaLink="false">http://resources.cleary.edu/page/Hoovers</guid><pubDate>Thu, 14 Oct 2010 19:26:57 CDT</pubDate><description> &lt;font size=&quot;3&quot;&gt;Hoovers provides proprietary company information and business profiles. Hoovers is an excellent resource for finding competitors, financial information, headquarters and subsidiaries, and personnel information. If you combine the information found here with what is available through Lexis/Nexis, you should be able to create an accurate financial picture of a publicly held company. There is some information on privately held companies, but there are no required reporting requirements for private companies.&lt;br&gt;&lt;br&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.hoovers.com/about/100000489-1.html&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Overview and History of the Company&lt;/a&gt;&lt;/font&gt;&lt;br&gt;&lt;br&gt;&lt;font size=&quot;3&quot;&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://images.hoovers.com/images/i/tutorials/user-guide.pdf&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;User&amp;#39;s Guide&lt;/a&gt;&lt;/font&gt;&lt;br&gt;&lt;hr size=&quot;1&quot;&gt;&lt;br/&gt;</description></item><item><title>NoodleTools</title><link>http://resources.cleary.edu/page/NoodleTools</link><author>jeinnes</author><guid isPermaLink="false">http://resources.cleary.edu/page/NoodleTools</guid><pubDate>Thu, 14 Oct 2010 15:23:50 CDT</pubDate><description> &lt;font size=&quot;3&quot;&gt;NoodleTools helps you create APA formatted references. It also provides information on how to format in-text citations and includes a utility for gathering research notes. A NoodleTools account is automatically created for you when your enroll at Cleary University. Your User ID is the first initial of your first name, plus up to 10 letters of your last name, PLUS the last three digits of your student number: jdoe###. Your default password is: cleary PLUS your two digit birth month PLUS your two digit birth day. (If your birthday is January 1, then your password would be cleary0101.)&lt;br&gt;&lt;br&gt;Each year, around the time your account as created, you will be asked to re-validate your folder. When prompted you&amp;#39;ll need to add the School/Library Name and password (spaces and capitalization MATTER):&lt;br&gt;&lt;br&gt;School/Library Name: Cleary University Library &lt;br&gt;School/Library Password: cleary1883&lt;br&gt;&lt;br&gt;&lt;b&gt;&lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://www.noodletools.com/helpdesk/index.php?action=file_library&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Tutorials and PowerPoints&lt;/a&gt; &lt;/b&gt;(from the NoodleTools Web site)&lt;/font&gt;&lt;br&gt;&lt;hr size=&quot;1&quot;&gt;&lt;br/&gt;</description></item><item><title>Law</title><link>http://resources.cleary.edu/page/Law</link><author>jeinnes</author><guid isPermaLink="false">http://resources.cleary.edu/page/Law</guid><pubDate>Wed, 29 Sep 2010 18:02:35 CDT</pubDate><description>&lt;h2&gt;&lt;a href=&quot;http://resources.cleary.edu/page/Legal+Research&quot; target=&quot;_self&quot;&gt;Legal Research&lt;/a&gt;&lt;br&gt;&lt;/h2&gt;&lt;h2&gt;&lt;br&gt;&lt;/h2&gt;&lt;h2&gt;Databases available:&lt;/h2&gt;&lt;font size=&quot;2&quot;&gt;  &lt;br&gt;  &lt;/font&gt;    &lt;ul&gt;    &lt;li&gt;&lt;font size=&quot;3&quot;&gt;Lexis/Nexis&lt;/font&gt;&lt;/li&gt;    &lt;li&gt;&lt;font size=&quot;3&quot;&gt;LegalTrac in the Michigan Electronic Library &lt;br&gt;&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;h3&gt;Specific Databases within L/N&lt;/h3&gt;&lt;font size=&quot;2&quot;&gt;&lt;b&gt;&lt;br&gt;&lt;/b&gt;&lt;/font&gt;&lt;blockquote&gt;&lt;font size=&quot;3&quot;&gt;In Lexis/Nexis, click on the US Legal or International Legal to view different content selections. There you will find (right side of the screen) links to&lt;br&gt;&lt;/font&gt;&lt;/blockquote&gt;    &lt;font size=&quot;3&quot;&gt;&lt;br&gt;&lt;/font&gt;  &lt;ul&gt;    &lt;ul&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;Federal &amp;amp; State Cases &lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;a href=&quot;http://resources.cleary.edu/page/%22Shepardize%22+a+Case&quot; target=&quot;_self&quot;&gt;&lt;font size=&quot;3&quot;&gt;Shepard&amp;#39;s&amp;reg; Citations&lt;/font&gt;&lt;/a&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;Landmark Cases&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;Supreme Court Briefs&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;Federal Statutes, Codes and Regulations&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;State Statutes, Codes and Regulations&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;Law Reviews&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;Legal Reference&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;Patents&lt;/font&gt;&lt;/li&gt;&lt;li&gt;&lt;font size=&quot;2&quot;&gt;&lt;font size=&quot;3&quot;&gt;Tax Law &lt;/font&gt;&lt;br&gt;&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;&lt;/ul&gt;&lt;blockquote&gt;&lt;font size=&quot;3&quot;&gt;International Law is listed in a separate heading.&lt;/font&gt;&lt;br&gt;&lt;/blockquote&gt;&lt;br&gt;&lt;hr size=&quot;1&quot;&gt;&lt;br/&gt;</description></item><item><title>Law/Politics/Government</title><link>http://resources.cleary.edu/page/Law%2FPolitics%2FGovernment</link><author>jeinnes</author><guid isPermaLink="false">http://resources.cleary.edu/page/Law%2FPolitics%2FGovernment</guid><pubDate>Wed, 29 Sep 2010 18:01:46 CDT</pubDate><description>&lt;br&gt;&lt;ul&gt;    &lt;li&gt;&lt;h2&gt;&lt;a href=&quot;http://resources.cleary.edu/page/Law&quot; target=&quot;_self&quot;&gt;Law/Legal Research&lt;/a&gt;&lt;/h2&gt;&lt;/li&gt;&lt;ul&gt;&lt;li&gt;&lt;font size=&quot;3&quot;&gt;Check the &lt;a class=&quot;external&quot; href=&quot;http://resources.cleary.eduhttp://clearylibrarian.wordpress.com/2010/09/&quot; rel=&quot;nofollow&quot; target=&quot;_blank&quot;&gt;Cleary Library Blog&lt;/a&gt;, where a PowerPoint presentation on legal research using Web 2.0 tools is linked.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;    &lt;li&gt;&lt;h2&gt;&lt;a href=&quot;http://resources.cleary.edu/page/Politics&quot; target=&quot;_self&quot;&gt;Politics&lt;/a&gt;&lt;/h2&gt;&lt;/li&gt;    &lt;li&gt;&lt;h2&gt;&lt;a href=&quot;http://resources.cleary.edu/page/Goverment&quot; target=&quot;_self&quot;&gt;Government&lt;/a&gt;&lt;/h2&gt;&lt;/li&gt;  &lt;/ul&gt;  &lt;b&gt;&lt;br&gt;&lt;br&gt;&lt;/b&gt;&lt;b&gt;&lt;br&gt;&lt;/b&gt;&lt;br&gt;&lt;hr size=&quot;1&quot;&gt;&lt;br/&gt;</description></item></channel></rss>
